Costs and charges
Whether it’s investing, trading, or crypto, your focus should be on your next move, not decoding fees. That’s why ours are simple, transparent, and upfront. You’ll always know what you’ll pay and why, so you can act with confidence.
- Investing
- Spread Betting
- CFD
- Crypto
Trading and account fees
Commission:
Free
Platform fee:
Free
FX fee:
0.70%
If you place a trade involving currency conversion, we'll convert your funds at the current exchange rate plus a 0.7% fee (e.g. in the case of buying US stocks)
Custody/inactivity fee:
Free
Want to know how your current provider compares to IG? Find out in our overpayment index.
Interest you can earn
Interest rate:
3.75% AER variable
Paid out monthly on uninvested cash up to £100,000. To earn interest in a calendar month, you must either hold an open position or have traded.
Deposits and withdrawals
Bank transfers:
Free
Debit card deposits/withdrawals:
Free
Limit of £99,999 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Credit card deposits/withdrawals:
Free
Limit of £30,000 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Portfolio transfers
Portfolio transfers in/out:
Free
Extra services
Extra services
Company voting:
Free
We offer free proxy voting for shareholders (e.g. for AGM or EGM votes).
Optional shareholder services:
£100 + VAT
Includes: physical share certificate de/rematerialisation, repair or voiding of an ISA, recertification, arranging AGM attendance and receiving hard copies of company reports.
Multi-currency accounts
Switching to manual currency conversion allows you to deposit multiple currencies and trade in those currencies without FX fees. However, you'll no longer qualify for commission-free trading and instead face the commission fees outlined below.
Manual currency conversion commission fees:
Market |
Commission |
UK shares |
£3 |
US shares |
3¢ per share (min. $15) |
European shares |
0.1% (min. €10) |
Australian shares |
0.1% (min. A$10) |
Portfolio transfers in/out
Portfolio transfers in/out are free for electronic shares. Physical share certificates must be dematerialised at a cost of £100 + VAT (only available for UK shares).
IG SIPPs are administered by Options Pensions, who charge a £205 annual fee and may charge for transferring investment not currently held in a SIPP.
Trading fees
Spread:
Spreads are variable, depend on underlying market conditions, and are built into the price shown when submitting a trade – so what you see is what you pay. See more information about how spreads are charged across asset classes here.
Overnight funding:
We charge a fee to hold positions past 10pm UK time, reflecting the cost of holding a leveraged position overnight. The charge has two components:
Interest
Based on the relevant interbank rate for the asset. If you're long, you'll typically pay this; if you're short, you’ll receive it.
IG admin fee
1.5% for FX and 3.4% for other asset classes
See more information about how overnight funding fees are charged here.
Guaranteed stop premium:
A guaranteed stop is an optional feature, closing your position at your chosen price, even during market gaps. Premiums are only charged if your stop is triggered and vary by asset class and instrument, see more information here.
Currency conversion:
If you place a trade in a currency different from your account base currency, we'll convert your funds for a 0.8% fee.
Deposit and withdrawal fees
Bank transfers:
Free
Debit card deposits/withdrawals:
Free
Limit of £99,999 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Credit card deposits/withdrawals:
Free
Limit of £30,000 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Admin fees
Account opening, closing and maintenance:
Free
Inactivity fee:
Free
Extra services
Advanced tools & flexible options:
Enhance your trading with advanced tools and flexible options, including real-time price data feeds, and ProRealTime charting.
Find out more about any associated fees here.
Trading fees
Spread:
For Indices, Commodities, and Forex trading, we charge a spread, which depends on underlying market conditions and built into the price shown when submitting a trade – so what you see is what you pay. See more information about how spreads are charged across asset classes here.
Commission:
For Share trading, we charge a commission fee, which is proportional to transaction value and built into the price shown when submitting a trade – so what you see is what you pay. See more information about how commission is charged across asset classes here.
Overnight funding:
We charge a fee to hold positions past 10pm UK time, reflecting the cost of holding a leveraged position overnight. The charge has two components:
Interest
Based on the relevant interbank rate for the asset. If you're long, you'll typically pay this; if you're short, you’ll receive it.
IG admin fee
1% for FX and 3% for other asset classes
See more information about how overnight funding fees are charged here.
Guaranteed stop premium:
A guaranteed stop is an optional feature, closing your position at your chosen price, even during market gaps. Premiums are only charged if your stop is triggered and vary by asset class and instrument, see more information here.
Currency conversion:
If you place a trade in a currency different from your account base currency, we'll convert your funds for a 0.8% fee.
Deposit and withdrawal fees
Bank transfers:
Free
Debit card deposits/withdrawals:
Free
Limit of £99,999 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Credit card deposits/withdrawals:
Free
Limit of £30,000 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Admin fees
Account opening, closing and maintenance:
Free
Inactivity fee:
Free
Extra services
Advanced tools & flexible options:
Enhance your trading with advanced tools and flexible options, including real-time price data feeds, and ProRealTime charting.
Find out more about any associated fees here.
Trading and account fees
Spread:
1.49%
IG Crypto charges one transparent, flat spread of 1.49% on all trades. That's it.
Deposit and withdrawal fees
Bank transfers:
Free
Debit card deposits/withdrawals:
Free
Limit of £99,999 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Credit card deposits/withdrawals:
Free
Limit of £30,000 deposit per transaction. Larger deposits will need to be broken down into separate transactions.
Connect with us
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 68% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.
Professional clients trading spread bets and CFDs can lose more than they deposit.
The value of shares, ETFs and other ETPs bought through a share dealing account, a stocks and shares ISA or a SIPP can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Some ETPs carry additional risks depending on how they’re structured, investors should ensure they familiarise themselves with the differences before investing.
Share dealing and IG Smart Portfolio accounts provided by IG Trading and Investments Ltd, CFD accounts and futures accounts are provided by IG Markets Ltd, spread betting provided by IG Index Ltd.
IG is a trading name of IG Trading and Investments Ltd (a company registered in England and Wales under number 11628764), IG Markets Ltd (a company registered in England and Wales under number 04008957) and IG Index Ltd (a company registered in England and Wales under number 01190902). Registered address at Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA. IG Markets Ltd (Register number 195355), IG Trading and Investments Ltd (Register Number 944492) and IG Index Ltd (Register number 114059) are authorised and regulated by the Financial Conduct Authority.
The information on this site isn’t directed at residents of the United States, Belgium or any particular country outside the UK and isn’t intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.
