Save for your retirement with a self-invested personal pension (SIPP) and take control of where your money is invested.

Your capital is at risk

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

How to invest in an IG SIPP

With an IG SIPP you can invest in a wide range of global shares and ETFs and receive tax relief on your contributions. You can either choose your own investments in a share dealing SIPP, or let our experts make the decisions on your behalf with an IG Smart Portfolio SIPP.

SIPPs are administered by James Hay Partnership, a leading pension provider.
Find out more about James Hay.

Share dealing

Take advantage of our great share dealing rates when investing for retirement, with tax relief on your contributions and no capital gains or income tax to pay.1

  • Choose your own investments from thousands of shares and ETFs
  • Invest for as little as £5 commission on UK shares2

IG Smart Portfolio

Open an IG Smart Portfolio and select ‘SIPP’ to give your personalised portfolio a tax-efficient wrapper.

  • Get a fully managed portfolio based on asset allocation models from BlackRock, and built with iShares ETFs
  • Reduce cash drag with fractional-share investments
  • See your total cost of ownership (TCO) before you invest. View our fees in full

As our share dealing SIPP and IG Smart Portfolio SIPP are counted as a single SIPP, you can invest up to £40,000 between them this tax year.3

Why choose IG for your SIPP?

Free transfers

Transfer an existing SIPP to an IG share dealing SIPP with absolutely no IG charges4

Digital application process

Apply for your SIPP entirely online, and use a digital signature to save days on your application

Security and support

We’re a financially robust FTSE 250 company with a 24-hour helpdesk

How to set up an IG SIPP

Share dealing SIPP


  • Open an IG share dealing account

  • Log in to the My IG dashboard

  • Click ‘add another account’, then select ‘add SIPP’

IG Smart Portfolio SIPP

  • Open an IG Smart Portfolio account

  • Select 'SIPP' as the wrapper for your investment

  • Complete the risk questionnaire and we'll help you find the right IG Smart Portfolio for your risk profile

When you add a SIPP to your IG account, you’ll be taken to James Hay’s website to complete your application. Please note that it may take up to five days for James Hay to open your SIPP after your application is complete.

1 Tax laws are subject to change and depend on individual circumstances. Tax law may differ in a jurisdiction other than the UK. Amounts drawn from your SIPP at retirement are subject to income tax at prevailing rates.

2 If you have an active CFD or spread betting account that is accessible under the same login as your stockbroking account, you’ll automatically qualify for our lowest commission rate if you’ve placed at least one spread bet or CFD trade in the previous calendar month. If you do not have a CFD or spread betting account with IG, your commissions will be determined based on your share-dealing activity (UK stocks only). Place 10+ trades in the previous month to qualify for a £5 commission rate. See our full list of share dealing charges and fees.

3 If you earn more than £150,000 per tax year, the annual allowance reduces by £1 for every £2 earned above £150,000, down to a minimum of £10,000.

4 IG SIPPs are administered by James Hay, who charge a £195 annual fee and may charge for transferring investments not currently held in a SIPP. You may be out of the market for a period while your transfer takes place.