Remember: the value of investments can go up or down. You could get back less than you invest.
IG Smart Portfolio fees
Our portfolios feature low fees that help accelerate your investment growth. And we're transparent about our charges, so you know exactly what you’re paying.
Call 0800 195 3100 or send us an email newaccounts.uk@ig.com with any questions about opening an account between 8am and 6pm (UK time) on weekdays.
Our low fees help your investment grow quicker
No entrance or exit fees
No fees when you first open your fund or when you choose to close it
No withdrawal fees
Withdraw funds from your account whenever you want without being charged
No inactivity fee
We’ll never charge an inactivity fee for your IG Smart Portfolio
Affordable investing, complete transparency
You can reap the benefits of an IG Smart Portfolio for much less than you might expect, without needing to worry about excessive wealth management fees. You’ll pay one low annual management fee – capped at £250 a year – with no hidden admin, performance or exit fees, what you see is what you get. Learn your total annual cost before you invest, below.
Total value of IG Smart Portfolios
| IG management fee | Average fund costs | Transaction costs | Total annual costs | |
| On the first £50,000 | 0.50% | 0.13% | 0.09% | 0.72% |
| Over £50,000 | Free | 0.13% | 0.09% | 0.22% |
Compare our costs against your current provider to see if you could save money by switching to IG.
You can also learn more about the potential effect of costs and charges on your investment returns over time.
Expert portfolio management
An expertly managed portfolio, tailored to your ability and willingness to take on risk
Free portfolio rebalancing
When we need to adapt your investments to follow BlackRock’s model portfolios, we do so free of charge
Dedicated customer service
Our expert team is on hand 24 hours a day to answer any questions you may have
Market-leading technology
Our fractional dealing technology ensures that every pound is invested
Our competitive fund costs
IG Smart Portfolios are built using exchange traded funds (ETFs) from iShares. Regardless of who you invest with, ETFs will always have an inherent ongoing charge. Our portfolios feature average fund costs of 0.13%, automatically deducted from the value of the fund.
There is a small difference in price when we buy and sell the funds used to rebalance your IG Smart Portfolio – we have estimated this transaction cost to be 0.09% a year.
Also, we charge a 0.7% foreign exchange (FX) fee when we convert dividends paid in foreign currency back into GBP – the FX fee on a £10,000 investment would cost you just £0.07.
Save on fees to grow your wealth quicker
Paying high investment management fees over long periods of time will hold back the growth of your investment pot, due to a weaker compounding effect.
If you paid 2% per year for your money to be managed by a leading UK provider1, after 30 years your investment pot could be worth £431,280, assuming you first deposited £20,000, added £500 per month and saw returns of 6% per year.
If you invested the same amount in an IG Smart Portfolio with total costs of 0.71% up to £50,000 and 0.21% thereafter, your pot could be worth £604,384.
That’s a difference of over £173,000 over 30 years.
For indicative purposes only.
Low ETF charges
ETFs have a small charge built into their performance known as the Total Expense Ratio (TER), which is payable to the ETF provider. The average TER for the iShares ETFs held in IG Smart Portfolios is just 0.13%,2 compared to 1.25% for active funds domiciled in the UK.3 We’ve included this charge in our calculations so you have complete transparency, and can see your total cost of ownership upfront.
Regardless of who you invest with, ETFs will always have an inherent ongoing charge.
Please note that trading ETFs on an exchange also includes an in-built transaction cost, known as the bid-ask spread.
Open an account now
Open an account now
Fast execution on a huge range of markets
Enjoy flexible access to 15,000+ global markets, with reliable execution
Deal seamlessly, wherever you are
Trade on the move with our natively designed, award-winning trading app
Feel secure with a trusted provider
With 50 years of experience, we’re proud to offer a truly market-leading service
Open an account now
Open an account now
Fast execution on a huge range of markets
Enjoy flexible access to 15,000+ global markets, with reliable execution
Deal seamlessly, wherever you are
Trade on the move with our natively designed, award-winning trading app
Feel secure with a trusted provider
With 50 years of experience, we’re proud to offer a truly market-leading service
Start trading now
Log in to your account now to access today’s opportunity in a huge range of markets.
Start trading now
Log in to your account now to access today’s opportunity in a huge range of markets.
1 Source: Hargreaves Lansdown Portfolio+, December 2019
2 The Total Expense Ratio (TER) for the ETFs in an IG Smart Portfolio is subject to your portfolio allocation and is currently between 0.11% and 0.14%. Correct as at 6 May 2021.
3 Source: www.theinvestmentassociation.org
Connect with us
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 69% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money.
Professional clients trading spread bets and CFDs can lose more than they deposit.
Options and futures are complex instruments which come with a high risk of losing money rapidly due to leverage. They’re not suitable for most investors. Before you invest, you should consider whether you understand how options and futures work, the risks of trading these instruments and whether you can afford to lose more than your original investment.
Trading stocks and shares ‘on margin’ within a US options and futures account – meaning that you only finance part of the cost of acquiring a position in a security – carries additional risks over buying securities on a fully funded basis and may result in losses exceeding your original investment. Trading on margin will also result in additional costs to you as the investor and any securities purchased using margin may be held as collateral by the lender, restricting both your rights as shareholder, and your ability to use the securities until the margin trade is closed. You should familiarise yourself with these risks before trading on margin.
The value of shares, ETFs and other ETPs bought through a share dealing account, a US options and futures account, a stocks and shares ISA or a SIPP can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Some ETPs carry additional risks depending on how they’re structured, investors should ensure they familiarise themselves with the differences before investing.
Share dealing and IG Smart Portfolio accounts provided by IG Trading and Investments Ltd, CFD accounts and US options and futures accounts are provided by IG Markets Ltd, spread betting provided by IG Index Ltd.
IG is a trading name of IG Trading and Investments Ltd (a company registered in England and Wales under number 11628764), IG Markets Ltd (a company registered in England and Wales under number 04008957) and IG Index Ltd (a company registered in England and Wales under number 01190902). Registered address at Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA. IG Markets Ltd (Register number 195355), IG Trading and Investments Ltd (Register Number 944492) and IG Index Ltd (Register number 114059) are authorised and regulated by the Financial Conduct Authority.
The information on this site isn’t directed at residents of the United States, Belgium or any particular country outside the UK and isn’t intended for distribution to, or use by, any person in any country or jurisdiction where such distribution or use would be contrary to local law or regulation.