IG Smart Portfolios

Invest in our range of fully managed, low-cost portfolios – tailored to your financial needs. Now with a three-year track record.

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

Why invest in an IG Smart Portfolio?

Low cost

Our transparent fees are lower than traditional wealth managers, starting from just 0.50% and capped at £250 a year.

Simple, online process

Create your account in minutes. Simply answer a few questions to help us determine the best portfolio for you.

Created by experts

We’ve partnered with BlackRock, the world’s largest asset manager, who decide what goes into your portfolio.

Tailored to you

Your investment is spread across shares, bonds and commodities to suit your needs and risk profile.

A smarter way to invest

IG Smart Portfolios are expertly managed, broadly diversified portfolios with exposure to many global markets, such as fixed income and equity, along with alternative investments like gold and property. At a fraction of the cost of traditional wealth managers, our portfolios are designed to help you reach your financial goals sooner.

Your portfolio will be built to suit your risk appetite – we’ll just ask you to answer a few questions about your needs.

Learn more about IG Smart Portfolios

An award-winning digital wealth management service

Our mission is to help you grow your money. In the two years since we started offering IG Smart Portfolios, we have won ‘Best Overall Wealth Provider’ twice at the annual Online Personal Wealth Awards.

A fraction of the cost

Traditionally, wealth management was for the elite and just too expensive for everyday savers.

Many people still pay over the odds to invest their money. We found that the average total annual cost of ownership (TCO) across similar online wealth managers is 1.1%, with some providers charging over 1.8%. High fees like these eat into your portfolio returns.

IG Smart Portfolios provide expert digital wealth management at a fraction of the cost. The total annual cost of owning an IG Smart Portfolio is 0.72%, and even less if your portfolio exceeds £50,000 – at which point it will be managed free of charge.

Our newly reduced management fee of 0.5% – capped at £250 per year – means that anyone can invest in our range of portfolios, no matter whether you are just starting out or already have a large amount of funds. We have no entrance fees or performance fees, and definitely no exit fees.

Online wealth management expertise

We created IG Smart Portfolios in partnership with BlackRock – the world’s largest asset manager, with over $6 trillion under management. By collaborating in this way, we’ve given everyday investors the opportunity to access BlackRock’s range of expertly designed portfolios.

And this is active expertise. What goes into your portfolio is decided by BlackRock’s investment management team, while IG makes sure your portfolio follows BlackRock’s latest investment research.

Performance

We believe that the combination of BlackRock’s investment management services, our powerful technology and low costs puts us in a strong position to deliver impressive investment results.

We now have three years of performance data and are ahead of our benchmarks so far. Learn more about our investment performance, including a comparison of how our Smart Portfolios and BlackRock model portfolios perform against other wealth managers, below.

Previous 12 month returns

Type of IG Smart Portfolio Benchmark IG Smart Portfolio performance Benchmark performance Difference in performance
Conservative 3m Libor +1% 0.7% 1.5% -0.8%
Moderate ARC Cautious 6.1% 1.2% 4.9%
Balanced ARC Balanced 7.1% 0.5% 6.6%
Growth ARC Steady Growth 9.2% 0.1% 9.1%
Aggressive ARC Equity Risk 7.7% 0.1% 7.6%

Monthly return data is reported by IG, net of fees. ARC Private Client Indices use the net of fees performance from many of the UK’s leading investment managers and may be subject to revisions. For more information, go to www.suggestus.com. Data runs from 31 July 2019 to 31 August 2020.

Choose the best account for you

We offer three types of IG Smart Portfolio. You can have as many portfolios as you like, or any combination of each, which means you get complete flexibility over how you organise your investments.

General investment

A standard investment account, where gains and dividends are taxable.

This account type is useful if you have already filled your stocks and shares ISA.

ISA

Use your £20,000 ISA allowance so that your investment gains and the dividends you receive are all tax-free.

Your ISA allowance resets at the start of the tax year.

SIPP

Start saving for your retirement in a self-invested personal pension (SIPP).

You could receive up to 45% tax relief on your contributions and pay no tax on your profits.

Are you ready to start investing?

It’s free to open an account with us and you could get set up in just a few minutes. See how much your savings could grow – simply use our investment calculator to project the performance of your IG Smart Portfolio.

Get your free beginner's guide to investing

  • Discover the benefits of investing your money

  •  Learn about the different investment options available and how to get started

  • Understand how to build a diversified portfolio and manage your risk

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Get your free beginner's guide to investing

●  Discover the benefits of investing your money

●  Learn about the different investment options available and how to get started

●  Understand how to build a diversified portfolio and manage your risk

Form has failed to submit. Please contact IG directly.

  • I’d like to receive information from IG Group companies about trading ideas and their products and services via email.

Get my guide

For more info on how we might use your data, see our privacy notice and access policy and privacy webpage.

Top FAQs

All five portfolios are based on models that are managed by BlackRock. BlackRock are a leading asset manager with over $6 trillion assets under management. We created our partnership to give everyday investors the opportunity to invest in their expertly managed portfolios.

We power the technology behind your investments. From our platform, which lets you monitor your investments at all times, to our state-of-the-art dealing technology, which makes sure your cash is invested up to the nearest pound; we are continuously looking for ways to improve your experience. Plus, our customer service team is on hand to help with any questions you have, 24 hours a day.

We aim to invest your money as soon as you make a deposit. During market hours this can be within a minute. There are short periods during the day when we avoid trading. This is when bid-ask spreads are wider than usual, such as at the start and end of the day or around economic data releases. This ensures that you don’t pay more than you need to.

Yes, and yes. While many wealth management companies will only allow you to buy or sell your investments at one point in the day, we have the technology to let you buy, sell or switch portfolio immediately, at any time. We don’t charge transaction fees for buying or selling, and we’ll never charge you for withdrawing your cash.

Yes, our ISA account is designed to be flexible, so you can invest some of your ISA allowance in a Smart Portfolio and some in a share dealing account. You can move cash freely between each account type. If you withdraw funds, you have until the end of the tax year to add the cash back in, or you’ll risk losing out on your annual ISA allowance.