ISA
+£2,521Current holdings
Individual Savings Account
£18,432.91
Allowance 26/27£16,500.00/20k
Stocks & Shares ISA
- Invest up to £20k tax-free a year3
- No commission or annual fees
- Over 20,000 stocks and ETFs
Recognised for low-cost, value-for-money investing
Best Low Cost ISA and Consumer Rated Value for Money, Boring Money Awards.
Expertly managed
A smarter way to invest
Broadly diversified, built around your goals.
IG Smart Portfolios are expertly managed, broadly diversified portfolios with exposure to global markets, including fixed income, equities and alternative investments like gold and property, at a fraction of the cost of traditional wealth managers.
Global diversification
How we diversify your exposure
Built exclusively with BlackRock's iShares ETFs.
Your portfolio includes ETFs covering a range of asset classes and geographies: government and investment-grade bonds, developed and emerging market equities, and non-traditional assets such as gold and property.
Institutional-quality portfolios
Managed with BlackRock
Asset allocation insights from the world's largest asset manager.
We're responsible for constructing and managing your IG Smart Portfolio, using asset allocation insights from BlackRock. Using BlackRock's investment research, we regularly rebalance your portfolio as market conditions change.
A fraction of the cost
Our low fees help your investment grow quicker
No entrance, exit, withdrawal, or inactivity fees.
£0 entrance or exit fees
No fees when you first open your fund, or when you choose to close it.
£0 withdrawal fees
Withdraw funds from your account whenever you want, without being charged.
£0 inactivity fee
We'll never charge an inactivity fee for your IG Smart Portfolio.
Get started in 5 steps
How It works
From answering a few questions to checking up on your portfolio whenever you like.
1. We ask about you
Answer a few simple questions about your investment goals, whether that's retirement, school fees, or a better return on your savings.
2. We build your portfolio
We'll show you the portfolio with the best mix of investments to meet your targets, and how we expect it to perform over time.
3. Deposit your funds
Fund your account by bank transfer or debit card, and we'll get your chosen portfolio invested for you.
4. Top up at any time
Add funds whenever you like, even with an automatic standing order. We'll rebalance your portfolio as needed.
5. Check up on your portfolio
See how your portfolio is performing at any time on our platform or app. Switch between portfolios or withdraw your money without charge.
Compare the real cost
Fees and pricing.
Our total annual cost, on a £40,000 investment, compared with providers offering a similar discretionary investment management service.
Management fee
Fund costs
Transaction costs
Est. total annual cost (%)
Est. total annual cost (£)
0.50%
0.13%
0.09%
0.72%
£288
Wealthify
0.60%
0.16%
0.00%
0.76%
£328
Moneyfarm
0.75%*
0.20%
0.09%
1.04%
£371
Nutmeg
0.75%
0.19%
0.07%
1.01%
£400
Management feeFund costsTransaction costsEst. total annual cost (%)Est. total annual cost (£)
0.50%
0.13%
0.09%
0.72%
£288
Wealthify
0.60%
0.16%
0.00%
0.76%
£328
Moneyfarm
0.75%*
0.20%
0.09%
1.04%
£371
Nutmeg
0.75%
0.19%
0.07%
1.01%
£400
*For the first £10,000, tiered thereafter. Data accurate as of May 2024, from each provider's own website. Your IG Smart Portfolio is managed free of charge above £50,000, capping your management fee at £250 a year.
Choose the best account for you
We offer two types of IG Smart Portfolio. You can have as many portfolios as you like, or any combination of each, which means you get complete flexibility over how you organise your investments.
ISA
+£2,521Current holdings
Individual Savings Account
£18,432.91
Allowance 26/27£16,500.00/20k
Stocks & Shares ISA
- Invest up to £20k tax-free a year3
- No commission or annual fees
- Over 20,000 stocks and ETFs
Smart Portfolio FAQs
All five portfolios are based on models managed by BlackRock. Our partnership gives everyday investors the opportunity to invest in expertly managed portfolios.
We power the technology behind your investments — from the platform that lets you monitor them at any time, to the dealing technology that invests your cash to the nearest pound. Our customer service team is on hand 24 hours a day.
Yes. Our ISA account is flexible, so you can invest some of your allowance in a Smart Portfolio and some in a share dealing account, moving cash freely between the two.
Yes. Unlike many wealth managers who only deal once a day, you can buy, sell or switch portfolio immediately. We never charge transaction or withdrawal fees.