Performance

Track how our five IG Smart Portfolios have performed in comparison with benchmarks we aim to beat.

You can also use this information to contrast our performance against other wealth managers.

IG Smart Portfolios - performance

Toggle between our five portfolios below to see the historic returns your investment would have seen in both our Smart Portfolios and BlackRock model portfolios, as compared to our competitor benchmarks.

Conservative

Conservative Competitor Difference
All time (31 Jul 2014 - 30 Apr 2021) 14.9% 10.8% 4.1%
annualised 2.1% 1.5% 0.5%
5 years 9.3% 7.8% 1.5%
annualised 1.8% 1.5% 0.3%
Since launch (28 Feb 2017 - 30 Apr 2021) 4.0% 6.5% -2.6%
annualised 0.9% 1.5% -0.6%
Last 12 months 1.6% 1.1% 0.5%
2020 2.0% 1.3% 0.7%
2019 3.6% 1.8% 1.8%
2018 -0.9% 1.7% -2.6%
2017 0.3% 1.4% -1.1%
2016 6.8% 1.5% 5.3%
2015 -0.2% 1.6% -1.8%
2014* 2.9% 0.7% 2.3%

Source: IG, ARC, Bloomberg

IG Smart Portfolios were launched on 28 February 2017. All data shown below after this date are net of fees which include ETF fees, IG management fees and estimated transaction costs.

Returns before this date are for the BlackRock model portfolios (net of ETF fees, but not including IG management fees or transaction costs). Four of the five strategies have performance track records with an inception date of at least 31 July 2014. Our Aggressive portfolio was created by BlackRock exclusively for IG and this was launched on 28 February 2017.

*2014 is a part-year. BlackRock's model portfolios were launched on 15 August 2014 but data shown starts on 31 August 2014 since the comparator benchmark produces data on a monthly basis.

Moderate

Moderate Competitor Difference
All time (31 Jul 2014 - 30 April 2021) 39.9% 25.3% 14.6%
annualised 5.1% 3.4% 1.7%
5 years 28.6% 20.8% 7.8%
annualised 5.2% 3.8% 1.3%
Since launch (28 Feb 2017 - 30 April 2021) 16.1% 13.3% 2.8%
annualised 3.7% 3.0% 0.6%
Last 12 months 4.8% 9.2% -4.4%
2020 7.4% 4.2% 3.2%
2019 10.0% 8.1% 1.9%
2018 -3.6% -3.6% 0%
2017 4.5% 4.5% 0%
2016 12.4% 5.5% 6.9%
2015 0.2% 1.3% -1.0%
2014* 4.9% 2.1% 2.7%

Source: IG, ARC, Bloomberg

IG Smart Portfolios were launched on 28 February 2017. All data shown below after this date are net of fees which include ETF fees, IG management fees and estimated transaction costs.

Returns before this date are for the BlackRock model portfolios (net of ETF fees, but not including IG management fees or transaction costs). Four of the five strategies have performance track records with an inception date of at least 31 July 2014. Our Aggressive portfolio was created by BlackRock exclusively for IG and this was launched on 28 February 2017.

*2014 is a part-year. BlackRock's model portfolios were launched on 15 August 2014 but data shown starts on 31 August 2014 since the comparator benchmark produces data on a monthly basis.

Balanced

Balanced Competitor Difference
All time (31 Jul 2014 - 30 Apr 2021) 60.0% 37.6% 22.3%
annualised 7.2% 4.8% 2.4%
5 years 45.9% 31.5% 14.4%
annualised 7.9% 5.6% 2.2%
Since launch (28 Feb 2017 - 30 Apr 2021) 26.7% 18.7% 8.0%
annualised 5.9% 4.2% 1.6%
Last 12 months 11.8% 14.7% -2.8%
2020 9.2% 4.3% 4.8%
2019 14.1% 11.7% 2.3%
2018 -4.6% -5.1% 0.5%
2017 8.1% 6.7% 1.4%
2016 15.6% 8.6% 7.0%
2015 0.9% 1.9% -1.0%
2014* 4.9% 2.7% 2.2%

Source: IG, ARC, Bloomberg

IG Smart Portfolios were launched on 28 February 2017. All data shown below after this date are net of fees which include ETF fees, IG management fees and estimated transaction costs.

Returns before this date are for the BlackRock model portfolios (net of ETF fees, but not including IG management fees or transaction costs). Four of the five strategies have performance track records with an inception date of at least 31 July 2014. Our Aggressive portfolio was created by BlackRock exclusively for IG and this was launched on 28 February 2017.

*2014 is a part-year. BlackRock's model portfolios were launched on 15 August 2014 but data shown starts on 31 August 2014 since the comparator benchmark produces data on a monthly basis.

Growth

Growth Competitor Difference
All time (31 Jul 2014 - 30 Apr 2021) 78.0% 51.3% 26.7%
annualised 8.9% 6.3% 2.6%
5 years 61.1% 43.6% 17.5%
annualised 10.0% 7.5% 2.5%
Since launch (28 Feb 2017 - 30 Apr 2021) 36.0% 25.3% 10.7%
annualised 7.7% 5.6% 2.1%
Last 12 months 18.1% 19.5% -1.4%
2020 11.4% 4.6% 6.9%
2019 17.0% 15.0% 2.0%
2018 -5.6% -5.6% 0.0%
2017 10.7% 9.4% 1.3%
2016 18.2% 11.6% 6.7%
2015 1.6% 2.3% -0.6%
2014* 5.0% 3.1% 1.9%

Source: IG, ARC, Bloomberg

IG Smart Portfolios were launched on 28 February 2017. All data shown below after this date are net of fees which include ETF fees, IG management fees and estimated transaction costs.

Returns before this date are for the BlackRock model portfolios (net of ETF fees, but not including IG management fees or transaction costs). Four of the five strategies have performance track records with an inception date of at least 31 July 2014. Our Aggressive portfolio was created by BlackRock exclusively for IG and this was launched on 28 February 2017.

*2014 is a part-year. BlackRock's model portfolios were launched on 15 August 2014 but data shown starts on 31 August 2014 since the comparator benchmark produces data on a monthly basis.

Aggressive

Aggressive Competitor Difference
All time (28 Feb 2017 - 30 April 2021) 42.0% 32.5% 9.5%
annualised 8.8% 7.0% 1.8%
3 years 32.3% 24.3% 8.1%
annualised 9.8% 7.5% 2.3%
2 years 25.5% 18.1% 7.4%
annualised 12.0% 8.7% 3.4%
Last 12 months 24.5% 25.4% -0.9%
2020 10.9% 5.8% 5.1%
2019 19.4% 18.0% 1.3%
2018 -6.5% -6.5% 0%
2017* 8.5% 7.9% 0.5%

Source: IG, ARC, Bloomberg

IG Smart Portfolios were launched on 28 February 2017. All data shown below after this date are net of fees which include ETF fees, IG management fees and estimated transaction costs.

Returns before this date are for the BlackRock model portfolios (net of ETF fees, but not including IG management fees or transaction costs). Four of the five strategies have performance track records with an inception date of at least 31 July 2014.

*Part year. Our Aggressive portfolio was created by BlackRock exclusively for IG and this was launched on 28 February 2017.

Common questions about our performance

IG Smart Portfolios launched on 28 February 2017. These risk-rated portfolios are informed by investment research from BlackRock, the world’s largest asset manager. All performance data since 28 February 2017 describes our actual performance and includes our management fee.

We use investment research from BlackRock to help determine what goes into each Smart Portfolio. BlackRock’s range of model portfolios have performance data dating back to 15 July 2014. This means any performance data shown before 28 February 2017 is the actual performance of the BlackRock’s own model portfolios, and does not include the IG management fee.

Since our comparator benchmarks only publish monthly performance data, the data in the table and chart above start at 31 July 2014.

The only exception to this is our Aggressive portfolio, which was created for IG by BlackRock and was launched on 28 February 2017. This therefore has less performance data when compared with the other four portfolios.

Performance data dated before 28 February 2017 relates to BlackRock’s model portfolios and does not include IG’s management fee. Performance data after this same date is calculated by taking the performance of the portfolio in the month and including the average management fee. This fee is the asset-weighted average and was 0.40% per year, as of 1 November 2019.

Our competitor is a comparator benchmark, which you can use to see how similar risk-rated portfolios performed over the same periods.

For our Moderate, Balanced, Growth and Aggressive profiles, we aim to outperform benchmarks published by Asset Risk Consultants (ARC). ARC finds the average return across thousands of portfolios managed by private wealth managers in the UK, including Coutts & Co, Schroders and Rathbones.

For example, IG’s Moderate portfolio can be compared against the ARC GBP Sterling Cautious Private Client Index (PCI). This is a group of portfolios that are managed to maintain between 0%-40% of the volatility of global stocks. Our Balanced portfolio uses the Sterling Balanced Asset PCI (40%-60% Equity Risk), while our Growth portfolio uses the Sterling Steady Growth PCI (60%-80% Equity Risk) and our Aggressive portfolio uses Sterling Equity Risk Index (80%-120% Equity Risk).

For our Conservative portfolio, we compare returns against the three-month LIBOR rate +1%.The three-month LIBOR rate has averaged 0.75% over the last two years, but this will generally rise as interest rates are increased and fall when interest rates are lowered.

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