How we invest

IG Smart Portfolios are built with BlackRock’s market-leading iShares ETFs, giving you a globally diversified multi-asset portfolio for a minimal cost.

Your capital is at risk

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

A better way to invest

Our objective is to deliver long-term returns, while spreading your risk across asset classes, sectors and regions. We do this by building each IG Smart Portfolio with exchange traded funds (ETFs).

High fees and hidden charges compounded over time can significantly eat into your returns. But the low cost and transparent nature of ETFs makes them ideal building blocks for a risk-controlled investment portfolio, and will help you keep more of what you earn.

Your portfolio will include a range of BlackRock’s market-leading iShares ETFs, in weightings appropriate for your risk appetite. Our experts will monitor, manage and rebalance your investments, ensuring you have the right asset allocation for your risk profile at all times.

Find out about ETFs

Discover our portfolios

Each IG Smart Portfolio is tailored for a defined risk level, ranging from conservative to aggressive. Below you can find out more about the different IG Smart Portfolios we offer, including the assets invested in, the level of risk involved, and their return objectives.

See how the models behind the portfolios have performed compared to an industry-accepted standard

Conservative Portfolio

This portfolio invests in fixed-income products and is designed for investors who are either very risk-averse or have short time horizons. Exposures will be primarily to UK government and UK corporate bonds, with additional exposure to high-yield, index-linked and emerging-market bonds. Returns will mainly be achieved by reinvesting income, and there is very little scope for capital growth.

Moderate Portfolio

This portfolio primarily invests in fixed-income products such as government, corporate and high-yield bonds, but also has some exposure to global equities and alternative assets such as gold. It’s designed for investors that are looking to protect their savings, but still want to keep ahead of inflation in the long run.

Balanced Portfolio

This portfolio invests in a roughly equal blend of fixed-income products and global equities, with the addition of some alternative assets such as property and gold. It’s designed for investors that want to grow their savings over time, but want to do so with the improved diversification that fixed-income products can provide. Returns from this portfolio will be achieved through a mixture of capital growth and reinvesting income.

Growth Portfolio

This portfolio primarily invests in global equities, with additional diversifying exposures to fixed-income products and alternatives. It’s designed for investors with a high risk tolerance, who are prepared to see sizeable fluctuations in the value of their investments in order to achieve long-term growth. Returns from this portfolio will mainly be achieved through capital growth, but also by reinvesting income.

Aggressive Portfolio

This portfolio predominantly invests in equities, with residual exposure to fixed-income products and alternatives. It’s designed for investors with a very high risk tolerance, or those with an extended time horizon who can afford significant fluctuations in their savings as they try to achieve higher long-term growth rates. Returns from this portfolio will mainly be achieved through capital growth, but also by reinvesting income.

Rebalancing

Rebalancing refers to the process of adjusting the weightings of the assets held in our portfolios.

We rebalance each of our portfolios regularly to ensure you have the optimal asset allocation for your risk profile at all times. This helps to keep your portfolio performing in line with your investment objectives, and repositions your asset allocation to take advantage of the latest market opportunities.

We will rebalance your portfolio - as well as reinvest dividends - automatically on your behalf, for no additional charge.

To find out more about rebalancing, read our FAQs.

We may change the asset allocations in each portfolio as market conditions change. Remember, none of our portfolios are risk-free. There are no guarantees that our strategy will succeed, so you may get back less than you initially invest.