IG Smart Portfolio SIPP

Invest for your future with a low cost and tax-efficient IG Smart Portfolio SIPP.

Your capital is at risk

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

Why open an IG Smart Portfolio SIPP?

  • Invest up to £40,000 this tax year with at least 20% tax relief on your contributions and no capital gains or income tax to pay1

  • Get diversified global exposure, and benefit from regular rebalancing in line with BlackRock’s asset allocation models

  • SIPPs are administered by James Hay, a leading pension provider with a fully digital application process

  • Reduce cash drag with fractional-share investments

  • See your total cost of ownership (TCO) before you invest

  • Receive an expertly managed portfolio that’s right for your risk profile

Three reasons to choose IG

Digital application process

Apply for your SIPP entirely online, and use a digital signature to save days on your application.

Over 40 years' experience

We’re a trusted global leader in online trading, and an established member of the FTSE 250.

Security and support

All our platforms use 56-bit SSL (Secure Sockets Layer) encryption, and we have a 24-hour helpdesk.

How to open an IG Smart Portfolio SIPP

New to IG?

  • Open an IG Smart Portfolio account and select 'SIPP' as your portfolio type

  • Fill in the questionnaire so we can determine your appetite for risk

  • We’ll help you find the IG Smart Portfolio that best reflects your risk profile

  • You’ll be taken to James Hay’s website to complete your SIPP application. Please note, it may take up to five days to process

  • Activate your IG Smart Portfolio, then deposit funds through James Hay. Once we’ve received your money, we can usually invest it straight away

Already an IG client?

Existing IG Smart Portfolio account holders can simply log in to the Smart Portfolio platform and click ‘create new’ under the SIPPs tab to open an IG Smart Portfolio SIPP.

If you have another type of IG account, you’ll need to log in to My IG and click ‘add IG Smart Portfolio’, before selecting ‘SIPP’ from the portfolio options.

1 Tax laws are subject to change and depend on individual circumstances. Tax law may differ in a jurisdiction other than the UK. Amounts drawn from your SIPP at retirement are subject to income tax at prevailing rates. You may be able to carry forward unused allowances from previous tax years. Please consult your financial advisor. If you earn more than £150,000 per tax year, the annual allowance reduces by £1 for every £2 earned above £150,000, down to a minimum of £10,000.