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Harsh lessons from the collapse of London Capital & Finance (LCF)
Attractive headline yields, an ISA wrapper, and FCA authorisation do not equal easy money. The collapse of LCF is a lesson for us all. -
What is a Stocks and Shares ISA?
Your guide to the Stocks and Shares ISA. Find out how a Stocks and Shares ISA works and know the rules and limits before you invest. -
Inflation is still eating into cash returns, so look at the alternatives
Current UK inflation rates remain well above interest rates, meaning cash deposits are losing value in real terms. If you have long—term targets, you should consider investing, and there are ways of managing the risks. -
Don't put up with low cash ISA rates: transfer for better returns
Cash ISAs are a safe tax-free vehicle for your savings, but due to interest rates staying historically low for a decade, savers have seen little growth in their pots. The good news is you can transfer your cash ISAs to get better rates, or consider transferring to an investment ISA. -
Reasons to invest in an ISA at the start of the tax year
The new ISA tax year is approaching, and the benefits of investing early are impossible to ignore. Read on for your guide to making the most of your ISA allowance for 2018, and how to invest as early as possible. -
Your guide to different types of ISA
Picking an individual savings account used to be a straightforward choice between a cash ISA and a stocks and shares ISA, but there are now many different types of ISA to choose from. Here’s our guide to the ISA types for 2018. -
An opportunity lost? Of people aged 18-59, 36% use a cash ISA
Cash ISAs continue to be widely used, yet few people know that tax rules now allow for tax-free saving for the majority of savers. -
Who wants to be an ISA millionaire?
If the annual ISA allowance stays at £20,000, could investing in a stocks and shares ISA make you a millionaire in 25 years? Read on to find out more. -
Top ten ISA tips for 2018
Make the most of your ISA in 2018. Here are our top tips for making investments and using your ISA wisely. -
Filed your tax return? It’s time to focus on your ISA
No matter how large or small your savings, the ISA is a very powerful long-term savings and investment tool. If you don’t use your 2017/18 allowance, you lose it. -
Further pain ahead for cash savers?
The Bank of England expects its interest rate to edge to just 1.25% by 2022, while the Office for Budget Responsibility believes inflation will fall back towards the Bank’s 2% target over the same period. This means that savers with a cash ISA will continue to lose out to the effects of inflation... -
Interest rates may be up, but the cash ISA is still not king
The Bank of England moved interest rates up to 0.5% in November 2017, the first rate rise for 10 years, but account providers have been slow to improve saver returns. Cash continues to be a wasting asset class in an inflationary environment.
