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December 2025 Transfer Promotion Terms and Conditions

Get 1% cashback, up to £1000, when you transfer your investments to an IG IGA, ISA or SIPP account by 14 December 2025.

YOU CANNOT TAKE ADVANTAGE OF ANY CONCURRENT PROMOTIONS. IF YOU HAVE MADE A FIRST TRADE AS DEFINED UNDER OUR 5% CASHBACK PROMOTION BEFORE MAKING A QUALIFYING TRANSFER UNDER THIS PROMOTION, YOU WILL ONLY BE ELIGIBLE FOR THE 5% CASHBACK PROMOTION. IF YOU MAKE A QUALIFYING TRANSFER UNDER THIS PROMOTION AND SUBSEQUENTLY MAKE A FIRST TRADE UNDER OUR 5% CASHBACK PROMOTION, YOU WILL ONLY BE ELIGIBLE FOR THIS TRANSFER PROMOTION.
 

1. These terms and conditions apply to the December 2025 Transfer Promotion. By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail.

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA.

3. The promotion will start at 12:00am UK time on 1 December 2025 and end at 23:59pm on 14 December 2025 (“Promotional Period”). We may extend or shorten the Promotional Period at our sole discretion.

4. Definitions

In these Terms and Conditions:

“Qualifying Transfer” means a completed investments transfer or transfer of cash to a GIA, ISA or SIPP from another provider with a value of at least £1,000 (and for the avoidance of doubt, cash deposits into your Share Dealing Account are not considered to be transfers for the purposes of this promotion).

“GIA” means a UK General Investment Share Dealing account with IG;

“ISA” means a UK Individual Savings Account with IG;

“SIPP” means a Self-Invested Personal Pension with IG; and

“Share Dealing Account” means a GIA, ISA, or SIPP.

5. You must satisfy all of the following conditions to participate in the Promotion:

A. Be a UK resident and aged 18 years or older; and

B. Open an GIA, or ISA or SIPP with IG between 1 December 2025 and 14 December 2025. You must not have held an IG Share Dealing Account at any time before 1 December 2025 nor placed a trade in your IG Share Dealing Account at any time prior to submitting your transfer form (in accordance with clause 5D of these terms) to be eligible for this promotion. You may have held or continue to hold a spread betting account or a CFD account.

C. Submit a validly completed IG transfer form by 14 December 2025 to initiate a Qualifying Transfer. The Qualifying Transfer must be completed by 31 January 2026. This means the assets subject to the Qualifying Transfer must be registered in your GIA, ISA or SIPP by that date.

6. You must also maintain at least one open position in your Share Dealing Account for a period of 6 months from the transfer completion date. This six-month period is the Qualifying Period.

7. We shall not be responsible for any delay by your existing provider in processing the transfer nor for any delay caused by circumstances outside of our control.

8. If you are depositing a UK share certificate, instead of completing the online transfer form, you’ll need to complete a ‘Certificate Transfer Form’ and a ‘Crest Transfer Form’. You can find these forms in the ‘Transfers’ section of our online service. You’ll need to send us your completed forms along with your share certificate(s) by 14 December 2025.

9. Although we’ll make every effort to transfer all your stocks to our service, we regret that there may be some instances where this is not possible. We’ll let you know if this is the case.

10. If you are eligible for the Promotion and satisfy the Promotion’s conditions, we will credit 1% cashback to your GIA account by 31 August 2026, calculated in accordance with the paragraph below.

11. Cashback calculation:

A. The 1% cashback will be calculated on your total value of your Qualifying Transfers initiated between 1 December and 14 December 2025, but reduced by any amounts withdrawn from your Share Dealing Account during the Qualifying Period.

B. Any transfers made outside of the Promotional Period or any other deposits to your Share Dealing Account will not increase the amount on which cashback is calculated.

C. The maximum amount of cashback per client is £1,000.

Example Scenario 1: You initiate a transfer of £5000 worth of investments before 14 December 2025 and then make £500 withdrawals during the Qualifying Period. The net qualifying amount is £4500, and you will receive 1% of £4500.

Example Scenario 2: You initiate a transfer of £5000 before 14 December 2025 and then during the Qualifying Period you make £500 withdrawals and £1000 of additional transfers of cash or assets from another provider or you deposit cash. We will only pay 1% cashback on £4,500 only, as transfers made after 14 December do not increase the qualifying amount nor do deposits of cash at any time.

Example Scenario 3: You initiate a transfer of £120,000 before 14 December 2025 and make no withdrawals during the Qualifying Period. You will receive £1,000, which is the maximum cashback amount available.

Example Scenario 4: You initiate a Qualifying Transfer of £5000 before 14 December 2025 and then make £5000 worth of withdrawals during the Qualifying Period. The net qualifying amount is £0, and you will receive no reward.

Investment portfolio value

Cashback Amount

Less than £100,000

1% cashback

£100,000 or more

£1000

 

12. In accordance with the Customer Agreement for your Share Dealing Account, you may be liable for fees and charges in respect of the cash you receive as part of the cashback promotion (for example, a custody fee). You can find our share dealing fees here: https://www.ig.com/uk/investments/share-dealing/costs-fees

13. You may not take advantage of concurrent promotions offered by IG or IG Group, unless the terms and conditions for the promotion specify you can.

14. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG Group, any accounts opened thereunder will not qualify for the Promotion.

15. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.

16. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation

17. The Promotion is not open to employees of IG or IG Group or employees of any other company engaged in direct competition with IG or any IG Group.

18. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including, but not limited to, in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Promotional Interest or to prevent any attempted withdrawal of the Promotional Interest from your account.

19. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.

20. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.

21. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.

22. Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.

23. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.

24. If any tax is payable on the cash you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the shares to your account net of this tax.

25. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at www.ig.com/uk/privacy.

26. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the jurisdiction of the courts of England and Wales.