The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

Junior ISA definition

Junior ISAs are tax-free savings accounts for those under the age of 18 and living in the UK. As with ISAs for adults, there are two types: a cash Junior ISA and a stocks and shares Junior ISA. Money can be invested in both types, as long as the total amount invested in one year doesn’t go over an annual cap.

Junior ISA definition

Junior ISAs are tax-free savings accounts for those under the age of 18 and living in the UK. As with ISAs for adults, there are two types: a cash Junior ISA and a stocks and shares Junior ISA. Money can be invested in both types, as long as the total amount invested in one year doesn’t go over an annual cap.

Parents can open a Junior ISA on behalf of their child, but the money belongs to the child. The child can then take control of the account when they are 16, although they can’t withdraw any money until they are 18.

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