July 2026 5% Cashback Promotion – Terms and Conditions

EXAMPLES

Example 1 – Net invested in July Promotional Period: £100. Client holds and then adds to positions during the Holding Period. Average Invested Value during Holding Period: £150. Payout: £7.50 (5% of £150).

Example 2 – Net invested in July Promotional Period: £4,000. Client makes no further changes. Maintains an Average Invested Value during Holding Period: £4,000. Payout: £200 (5% of £4000).

Example 3 – Net invested in July Promotional Period: £200. Client withdraws a significant portion during the Holding Period. Average Invested Value during Holding Period: £75. Payout: £0 (not met minimum Average Invested Value).

Example 4 –  Net invested in July Promotional Period: £4,000. Client adds to portfolio throughout Holding Period. Average Invested Value during Holding Period: £5,000. Payout: £200 (max payout is capped at £200). 

Terms and conditions

1. These Terms and Conditions apply to the July 2026 5% Cashback Promotion (the “Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail. 

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA (“we”, “us”, “IG” or “our”). 

3. The Promotional Period will start at 00:00 UK time on 1 July 2026 and end at 23:59 UK time on 31 July 2026 (“Promotional Period”). We may extend or shorten the Promotional Period at our sole discretion. 

4. Definitions. In these Terms and Conditions: 

“Average Invested Value” means, in relation to the Holding Period, the sum of daily invested balances during the Holding Period divided by the number of days in the Holding Period, calculated in accordance with clause 15. 

“First Investment” means the first investment placed by you in a Share Dealing Account during the Promotional Period with a value of at least £100, provided that no previous trade has been placed by you in any Share Dealing Account with IG (and for the avoidance of doubt, a transfer of assets to IG from a third party shall NOT constitute a First Investment for the purposes of this Promotion). 

“GIA” means a UK General Investment Share Dealing Account with IG. 

“Holding Period” means the period from the end of the Promotional Period to 31 October 2026. 

“IPO-related Instruments” means any security that IG designates as an IPO market, including shares acquired through IG's IPO allocation service during the IPO subscription, grey market or conditional dealing period. 

“ISA” means a UK Individual Savings Account with IG.“Promotion Account”  has the meaning given to it in clause 5 and, for the avoidance of doubt, if more than one Share Dealing Account is opened the Promotion Account will be the one on which the First Investment is made. 

“Share Dealing Account” means a GIA, ISA or SIPP. 

“SIPP” means a Self-Invested Personal Pension with IG. 

“Share Dealing Investments” means investments, not including any assets transferred to IG from a third party, on the Promotion Account. 

5. You must satisfy all of the following conditions to participate in the Promotion: 

a) Be a UK resident aged 18 years or older. 

b) Be either: (i) a new client who opens a Share Dealing Account during the Promotional Period using the promotional code JULYCASH200; or (ii) an existing client who has been directly contacted by IG to participate in the Promotion and for whom no promotional code is required. 

c) Make a First Investment on that Share Dealing Account (your “Promotion Account”) with a value of at least £100 during the Promotional Period. 

d) On that Share Dealing Account, maintain an Average Invested Value of at least £100 during the Holding Period. You may open more than one Share Dealing Account but must open or already have open a GIA in order to receive the award under this Promotion. If you open more than one Share Dealing Account under this Promotion, your Promotion Account will be the first Share Dealing Account on which your First Investment is made. Smart Portfolios (Smart ISA, Smart GIA, Smart SIPP) do not fall within the definition of a Share Dealing Account for the purposes of this Promotion and are excluded from this Promotion. 

6. Investments made in IPO-related Instruments are excluded from this Promotion. Such investments will not count towards any qualifying threshold under this Promotion, including the minimum First Investment and Average Invested Value. 

7. If you are eligible for the Promotion and satisfy the conditions in clause 5, you will receive a cash award equal to 5% of your Average Invested Value. You will only receive one award under this Promotion. The most you can receive is £200 if the Average Invested Value of your Share Dealing Investments is £4,000 or more during the Holding Period. 

8. The cashback that you receive will be credited to your GIA by 30 November 2026. It will not be credited to your ISA or SIPP, even if your First Investment was made in an ISA or SIPP. 

9. You may not take advantage of concurrent promotions offered by IG or IG group unless the relevant terms and conditions specify that you can. If you participate in multiple promotions, you shall be deemed eligible only for the one you began to participate in first. 

10. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG group company, any accounts opened thereunder will not qualify for the Promotion. 

11. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account. 

12. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation. 

13. IG will use reasonable methods to calculate the Average Invested Value for the purposes of clause 5(d). The invested amount will include open positions (e.g. shares, ETFs) and exclude any cash balances, unsettled trades and pending orders. Daily invested balances are calculated at 22:00 UK time each day using the formula: market price × position size, aggregated across all open positions. IG may change this calculation methodology at any time. 

14. For the purposes of calculating your Average Invested Value during the Holding Period, a reduction in the value of your Share Dealing Investments below £100 shall not disqualify you from receiving a cashback award under this Promotion, provided that: (a) your First Investment during the Promotional Period was at least £100; and (b) such reduction is attributable solely to movements in the market value of your Share Dealing Investments and not to any withdrawal, or sale of those investments by you. 

15. The Promotion is not open to employees of IG or IG group, or employees of any other company engaged in direct competition with IG or any IG group company. 

16. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including but not limited to any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG, or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to the Promotion, we reserve the right to stop, withhold or cancel payment of the award or to prevent any attempted withdrawal of the award from your account. 

17. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including these Terms and Conditions) at any time and without prior notice. 

18. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure. 

19. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as a result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software. 

20. Any dispute or situation not covered by these Terms and Conditions will be resolved by IG’s management in a manner it deems to be fairest to all concerned, and that decision will be final and binding on all parties. 

21. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions. 

22. If any tax is payable on the cash reward you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the cash to your account net of this tax. 

23. For information on how IG may use your personal data, please see our Privacy Notice, Access Policy and privacy website at https://www.ig.com/uk/privacy.

24. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the exclusive jurisdiction of the courts of England and Wales.