EXAMPLES

Example 1 – Meets Tier 2 Net invested in June promotional period: £3,000. Client holds and then adds to positions during the holding period (July–October). Average Invested Value during holding period: £7,500 → Tier 2 achieved. Payout: £150.

Example 2 – Meets Tier 1 Net invested in June promotional period: £1,000. Client makes no further changes. Maintains an Average Invested Value during holding period: £1,000 → Tier 1 achieved. Payout: £50.

Example 3 – Fails to maintain minimum investment Net invested in June promotional period: £500. Client withdraws a significant portion during the holding period. Average Invested Value during holding period: £250 → drops below Tier 1. Payout: £0.

Example 4 – Meets Tier 4 Net invested in June promotional period: £5,000. Client adds to portfolio throughout holding period. Average Invested Value during holding period: £120,000 → Tier 4 achieved. Payout: £500.

Terms and Conditions

1. These Terms and Conditions apply to the June 2026 Tiered Cashback Promotion ("Promotion"). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail. 

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA ("we", "us", "IG" or "our"). 

3. The promotional period will start at 00:00 UK time on 1 June 2026 and end at 22:00 on 30 June 2026 ("Promotional Period"). We may extend or shorten the Promotional Period at our sole discretion. 

4. Definitions. In these Terms and Conditions: 

"Average Invested Value" means, in relation to the Holding Period, the sum of daily invested balances during the Holding Period divided by the number of days in the Holding Period, calculated in accordance with clause 13. 

‘’Net Investment’’ means, in relation to the Promotional Period, the aggregate value of investment purchases into the Promotion Account (excluding any asset transfers in) during the Promotional Period less the aggregate sales of investments from the Promotion Account.  

"First Investment" means the first investment made by you in a Share Dealing Account, provided that no previous investment has been placed by you in any IG account of those types (and for the avoidance of doubt, a transfer of assets to IG from a third party shall NOT constitute a First Investment for the purpose of this Promotion). 

"Holding Period" means the period from the end of the Promotional Period to 22:00 on 31 October 2026. 

"Promotion Account" has the meaning given to it in clause 5 and, for the avoidance of doubt, if more than one Share Dealing Account is opened the Promotion Account will be the one on which the First Investment is made. 

"Share Dealing Account" means a GIA, ISA, or SIPP. 

"GIA" means a UK General Investment Share Dealing account with IG. 

"ISA" means a UK Individual Savings Account with IG. 

"SIPP" means a Self-Invested Personal Pension with IG. 

"Share Dealing Investments" means investments, not including any assets transferred to IG from a third party, on the Promotion Account. 

5. You must satisfy all of the following conditions to participate in the Promotion: 

A. Be a UK resident and aged 18 years or older. 

B. During the Promotional Period: 

(i) either (a) apply to open a Share Dealing Account using the promotional code "JUNECASH500"; or (b) be an existing IG account holder and have been contacted directly by IG and invited to participate in the Promotion; and 

(ii) invest on that Share Dealing Account (your "Promotion Account") such that the value of your Share Dealing Investments is £500 or more during the Promotional Period. Your Net Investment for these purposes will be calculated in accordance with clause 13. 

C. On that Share Dealing Account, maintain an Average Invested Value of at least £500 during the Holding Period.] 

6. You may open more than one Share Dealing Account but must open or already have open a GIA in order to receive the award under this Promotion. If you open more than one Share Dealing Account under this Promotion, your Promotion Account will be the first Share Dealing Account on which your First Investment is made. Smart Portfolios (Smart ISA, Smart GIA, Smart SIPP) do not fall within the definition of a Share Dealing Account for the purposes of this Promotion and are excluded from this Promotion. 

7. Reward Tiers. If you are eligible for the Promotion and satisfy the conditions in clause 5, you will receive a cash award in the amount of £50 (the Tier 1 award). This award may be increased in line with the tiers below: 

Tier 2: if your Share Dealing Investments have an Average Invested Value of £5,000 or more during the Holding Period, you will receive a cash award of £150. 

Tier 3: if your Share Dealing Investments have an Average Invested Value of £25,000 or more during the Holding Period, you will receive a cash award of £300. 

Tier 4: if your Share Dealing Investments have an Average Invested Value of £50,000 or more during the Holding Period, you will receive a cash award of £500. 

The award tiers are not cumulative. You will only receive one award under this Promotion. The most you can receive is £500 if the Average Invested Value of your Share Dealing Investments is £50,000 or more during the Holding Period. 

8. The cashback that you receive will be credited to your GIA. It will not be credited to your ISA or SIPP. We will do this by 30 November 2026. 

9. You may not take advantage of concurrent promotions offered by IG or IG Group unless the relevant terms and conditions specify you can. If you participate in multiple promotions, you shall be deemed eligible only for the one you began to participate in first. 

10. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG Group, any accounts opened thereunder will not qualify for the Promotion. 

11. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account. 

12. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation. 

13. IG will use reasonable methods to calculate the Average Invested Value and to calculate your Net Investment  for the purposes of clause 5(B)(ii). The invested amount will include open positions (e.g. shares, ETFs) and exclude any cash balances, unsettled trades and pending orders. Daily invested balances are calculated at 22:00 UK time each day using the formula: market price × position size, aggregated across all open positions. IG may change this calculation methodology at any time. 

14. For the purposes of calculating your Average Invested Value during the Holding Period, a reduction in the value of your Share Dealing Investments below £500 shall not disqualify you from receiving a cashback award under this Promotion, provided that: (a) your Net Investment during the Promotional Period was at least £500; and (b) such reduction is attributable solely to movements in the market value of your Share Dealing Investments and not to any withdrawal, or sale of those investments by you. 

15. The Promotion is not open to employees of IG or IG Group or employees of any other company engaged in direct competition with IG or any IG Group. 

16. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including but not limited to any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG, or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the award or to prevent any attempted withdrawal of the award from your account. 

17. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG's management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice. 

18. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure. 

19. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG's trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software. 

20. Any dispute or situation not covered by these Terms and Conditions will be resolved by IG's management in a manner it deems to be fairest to all concerned, and that decision will be final and binding on all parties. 

21. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions. 

22. If any tax is payable on the cash reward, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the cash to your account net of this tax. 

23. For more information on how IG may use your data, see our Privacy Notice and Access Policy at www.ig.com/uk/privacy. 

24. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the jurisdiction of the courts of England and Wales.