September 2026 MSE50 Bonus Shares Promotion

Terms and conditions

1. These Terms and Conditions apply to the September 2026 MSE50 Bonus Shares Promotion (“Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail.

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is 88 Wood Street, London EC2V 7DA ("we", "us", "IG" or "our").

3. The promotional period will start at 00:00 UK time on 15 September 2026 and end at 23:59 on 30 September 2026 ("Promotional Period"). We may extend or shorten the Promotional Period at our sole discretion.

4. Definitions

In these Terms and Conditions:

"Average Invested Value" means, in respect of the Holding Period, the sum of the daily closing value of Net Investments on the Promotion Account for each calendar day in the Holding Period, divided by the total number of calendar days in the Holding Period;

"Eligible Account" means a GIA, ISA, SIPP, Smart GIA, Smart ISA or Smart SIPP.

"GIA" means a UK General Investment Share Dealing account with IG;

"Holding Period" means the period from the end of the Promotional Period to 23:59 on 28 February 2027;

"IPO-related Instruments" means any security that IG designates as an IPO market, including shares acquired through IG's IPO allocation service during the IPO subscription, grey market or conditional dealing period.

"ISA" means a UK Individual Savings Account with IG;

“MoneySavingExpert (MSE) Site” means the website operated by MoneySavingExpert through which you receive the link to access this Promotion; 

"Net Investment" means the aggregate value of investment purchases on the Promotion Account during the Promotional Period less the aggregate value of any sales of investments from the Promotion Account during the Promotional Period (and for the avoidance of doubt, transfers of assets to IG from a third party shall NOT constitute a Net Investment for the purpose of this Promotion);

"Qualifying Investment" means an investment on an Eligible Account such that the Net Investment on that account is £200 or more at the end of the Promotional Period;

"Promotion Account" has the meaning given to it in Clause 5 and, for the avoidance of doubt, if more than one Eligible Account is opened the Promotion Account will be the one on which the Qualifying Investment is made;

"SIPP" means a Self-Invested Personal Pension with IG;

"Share Bonus" means the randomly allocated bundle of US-listed shares awarded to an eligible participant, with a combined value of £50 per eligible participant;

"Share Dealing Account" means a GIA, ISA or SIPP; and

"Smart Portfolio Account" means a Smart GIA, Smart ISA or Smart SIPP.

5. You must satisfy all of the following conditions to participate in the Promotion:

A. Be a UK resident and aged 18 years or older;

B.  Apply to open an Eligible Account during the Promotional Period using the promotional code "MSE50" via a valid MSE link, or having been contacted directly by IG to participate in the Promotion;
 
C. Make a Qualifying Investment on that Eligible Account (your "Promotion Account") during the Promotional Period; and

D. Maintain an Average Invested Value of at least £200 during the Holding Period; and

E. Be one of the first 4,000 successful Eligible Account applications received during the Promotional Period; once this limit is reached, no further applicants will be eligible for the Promotion, regardless of whether they otherwise satisfy conditions 5(A) to 5(D) above.

6. A reduction in the value of your investments in the Promotion Account below £200 shall not disqualify you from receiving the Share Bonus under this Promotion, provided that: (a) your Net Investment during the Promotional Period was at least £200; and (b) such reduction is attributable solely to movements in the market value of your investments and not to any withdrawal or sale of those investments by you.

7. You may open more than one Eligible Account but must open or already hold a GIA in order to receive an allocation of shares under this Promotion. If you open more than one Eligible Account under this Promotion, your Promotion Account will be the first Eligible Account on which your Qualifying Investment is made.

8. Investments and trades made in IPO-related Instruments are excluded from this Promotion. Such investments will not count towards any qualifying threshold under this Promotion, including the minimum Net Investment.

9. IG will only honour a Share Bonus claimed via a valid Money Saving Expert ("MSE") website link or promotional code. It is not IG's responsibility to maintain or update the MSE website or promotional code and we reserve the right, acting reasonably, to refuse to honour a Share Bonus where the MSE website link or promotional code has expired, is incorrect, or the partnership with MSE has ceased , save where you used the link or code in good faith during the Promotional Period.

10. You will only be eligible for a Share Bonus where use of an MSE website link or promotional code has been successfully tracked by our tracking provider, Impact. Tracking depends on cookies and similar technologies, and may fail if you decline or delete tracking cookies, use an adblocker or privacy browser, or start and complete your application on different devices or browsers. If you believe you met all other conditions but your use of the MSE link was not recorded, you may contact us by 28 February 2027 with reasonable evidence of your use of the MSE link and we will verify your eligibility manually. We will not unreasonably refuse a Share Bonus where your eligibility is established to our reasonable satisfaction.

Share bonus allocation

11. If you are eligible for the Promotion and satisfy the Promotion's conditions, we will give you an allocation of shares with a combined value of £50 from the list of companies in Table 1 below. The stocks in Table 1 are subject to change. The specific shares that make up your Share Bonus will be randomly selected from Table 1.

Example: Promotional Period (15 September 2026 - 30 September 2026)

Client holds £300 of Apple shares. Client sells £100 of Apple shares, meaning the Net Investment would be £200. Client is eligible for the Promotion and must maintain more than £200 invested throughout the Holding Period.

Example: Holding Period (1 October 2026 - 28 February 2027)

Client holds Apple position with an Average Invested Value of £200 until 28 February 2027. Client is eligible for the Share Bonus.

As the value of the shares goes up and down according to the market, the Share Bonus you receive may be slightly more or less than the value stated. You shall not be entitled to any cash adjustment in the event the allocation of shares results in you receiving less than the Share Bonus indicated. Furthermore, you are only eligible for one Share Bonus, even if you open multiple Eligible Accounts of different types during the Promotional Period or have a minimum investment portfolio of £200 in each different Eligible Account type.

Where we are unable to allocate shares in a particular company listed in Table 1, we reserve the right, at our sole discretion, to credit the cash equivalent value to your GIA. 

12. The shares that you receive as part of the Share Bonus will be credited to your GIA. They will not be credited to any other category of Eligible Account even if your Qualifying Investment was not made into your GIA. We will do this by 31 March 2027.

Example:

Qualifying Investment made on 20 September 2026. Make at least £200 worth of Net Investments by 30 September 2026. Maintain an Average Invested Value of £200 invested in your Promotion Account until 28 February 2027. If you are one of the first 4,000 people to fulfil the eligibility criteria, the Share Bonus will be credited to your GIA by 31 March 2027.

13. The shares you receive as part of the Share Bonus are US incorporated and therefore will be denominated in your account in USD and the value of them shall be subject to the exchange rate we apply on the date they are credited to you GIA. You must complete and submit a valid W-8BEN form (or other applicable US tax documentation) to IG by 28 February 2027. The W-8BEN form certifies your non-US tax residency status and is required under US tax regulations for you to receive tax treaty benefits. If you do not provide the required documentation by this deadline, we reserve the right to withhold the Share Bonus from your account and your entitlement to the Promotion shall lapse. IG will not be responsible for any failure by you to submit the W-8BEN form in time.

14. In accordance with the Customer Agreement for your Eligible Account, you may be liable for fees and charges in respect of the shares you receive as part of the Share Bonus (for example, a foreign exchange fee). You can find our share dealing fees here: https://www.ig.com/uk/investments/share-dealing/costs-fees

15. You may not take advantage of concurrent promotions, incentives or promotional codes offered by IG or IG group, unless the terms and conditions for the relevant promotion specify otherwise. If you participate in multiple promotions simultaneously, you shall be deemed eligible only for the one you began to participate in first.

16. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG group company, any accounts opened thereunder will not qualify for the Promotion.

17. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.

18. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation.

19. The Promotion is not open to employees of IG or IG group or employees of any other company engaged in direct competition with IG or any IG group company.

20. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including, but not limited to, in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Share Bonus.

21. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG's management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.

22. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.

23. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG's trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.

24. Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG's management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.

25. The MSE Site is operated independently by MSE. MSE is not a member of, and is not controlled by, the IG group of companies and we are not responsible for or liable in respect of the operation or content of the MSE Site. This Promotion is also subject to any terms and conditions or notices imposed or made available to you by MSE when you access the MSE Site. We may share referral data that you provide to us with MSE to the extent necessary to run this Promotion and in accordance with our privacy policy. 

26. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.

27. If any tax is payable on the shares you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the shares to your account net of this tax.

28. We, and our tracking provider Impact, use cookies and similar technologies to record your use of the MSE website link. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at https://www.ig.com/uk/privacy.

29. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the exclusive jurisdiction of the courts of England and Wales.