November 2025 5% Cashback Promotion

Promotion period: 21 November 2025 – 31 December 2025 at 23:59 UK time

1. These terms and conditions apply to the November 2025 5% Cashback Promotion. By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail.

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA. (“we”, “us”, “IG” or “our”).

3. The promotional period will start at 12:00am UK time on 21 November 2025 and end at 23:59pm on 31 December 2025. We may extend or shorten the Promotional Period at our sole discretion.

4. Definitions

In these Terms and Conditions:

“First Trade” means the first trade placed by you in a GIA, ISA or SIPP, provided that no previous trade has been placed by you in any IG account of those types (and for the avoidance of doubt, a transfer of assets to IG from a third party shall NOT constitute a First Trade for the purpose of this promotion);

“GIA” means a UK General Investment Share Dealing account with IG;

“ISA” means a UK Individual Savings Account with IG;

“SIPP” means a Self-Invested Personal Pension with IG; and

“Share Dealing Account” means a GIA, ISA, or SIPP.

5. You must satisfy all of the following conditions to participate in the Promotion:

A. Be a UK resident and aged 18 years or older.

B. Open a Share Dealing Account between 21 November 2025 and 31 December 2025. You must never have held a Share Dealing Account with IG at any time before 21 November 2025. However, you may have previously held or continue to hold with IG a spread betting account or a CFD account.

C. Make a First Trade with a value of at least £50 between 21 November 2025 and 31 December 2025.

D. You must maintain an active investment portfolio in your Share Dealing Account with a minimum value of £50 from January to March 2026 (inclusive). At a minimum, you need to maintain your First Trade – if the value decreases entirely due to market fluctuations, you will still be entitled to the reward.

6. If you are eligible for the Promotion and satisfy the Promotion’s conditions in clause 5, you will receive a cash award equal to 5% of the daily average invested value of your Share Dealing Account calculated from 21 November until 31 December 2025, subject to a maximum award of £100 per client.

7. The cashback that you receive will be credited to your GIA. They will not be credited to your ISA or SIPP even if your First Trade was in an ISA or SIPP. We will do this by 30 April 2026.

8. You may not take advantage of concurrent promotions offered by IG or IG Group unless the relevant terms and conditions specify you can. If you participate in multiple promotions, you shall be deemed eligible only for the one you began to participate in first.

9. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG Group, any accounts opened thereunder will not qualify for the Promotion.

10. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.

11. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation

12. The Promotion is not open to employees of IG or IG Group or employees of any other company engaged in direct competition with IG or any IG Group.

13. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including, but not limited to, in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Promotional Interest or to prevent any attempted withdrawal of the Promotional Interest from your account.

14. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.

15. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.

16. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.

17. Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.

18. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.

19. If any tax is payable on the shares you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the shares to your account net of this tax.

20. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at www.ig.com/uk/privacy.

21. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the jurisdiction of the courts of England and Wales.