March 2026
7% AER Boosted Interest Rate Promotion

7AER

7AER

Terms and Conditions

1. These terms and conditions (“Terms and Conditions”) apply to the new boosted interest on cash balances up to £5000 incentive (“Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail. 

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA (“we”, “us”, “IG” or “our”). 

3. The Promotion commences at 00:00 UK time on 2 March 2026 and concludes at 23:59 UK time on 13 March 2026 (the “Promotion Period”).  

4. Definitions 

Boost Period means the period from 00:00 UK time on 1 April 2026 to 23:59 UK time on 30 September 2026;

Boosted Interest Rate means, subject to clause 8, 7.0% variable AER; 

Eligible Account means a UK General Investment account with IG (GIA), a UK Individual Savings Account with IG (ISA) or a Self-Invested Personal Pension with IG (SIPP); 

First Trade has the meaning given to it in clause 5c;

Boosted Account means the Eligible Account on which your First Trade is made;

Promotional Code means INTEREST7 or any other code that IG may subsequently issue in relation to this Promotion;

Standard Interest Rate means the interest rate pursuant to the Standard Interest Rate Terms; and

Standard Interest Rate Terms means the terms set out here.

5. To be eligible for this Promotion you must: 

a. be an individual and resident in the UK 

b. be a new client of IG, never having had any account with IG or any IG group company; and 

c. during the Promotion Period: 

(i) open an Eligible Account with IG using the Promotional Code in the "Promo code (optional)" field during account setup; and 

(ii)  place a first trade on an Eligible Account (your “First Trade”; and open at least £500 worth of investments on the Boosted Account by 23.59 UK time on 31 March 2026. 

6. If you meet the criteria set out in clause 5 you will earn interest at the Boosted Interest Rate on any cash balance up to an amount of £5000 held in the Boosted Account during the Boost Period provided that during that time you maintain investments of an aggregate value of at least £500 in the Boosted Account. If the value of the investments in the Boosted Account drops below £500 you will no longer be eligible for the Boosted Interest Rate and any cash balance in that account will instead earn interest at the Standard Rate.

7. Your Boosted Account is the only account which will be eligible to benefit from this Promotion. Any cash balance over £5000 held in the Boosted Account and any cash balance in any other Eligible Accounts will earn interest at the Standard Rate during the Boost Period. At the end of the Boost Period, you will revert to earning interest at the Standard Rate on the cash balance in the Boosted Account. For the avoidance of doubt, and in accordance with the Standard Interest Terms, the maximum cash balance on which you may earn interest (whether during the Boost Period or not), is £100,000 across all Eligible Accounts. Any boosted interest will be paid to you along with any Standard Rate interest in accordance with the Standard Interest Terms.

8. IG reserves the right to change the Boosted Interest Rate at any point and without prior notice. 

9. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG group company, any accounts opened thereunder will not qualify for the Promotion. 

10. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.  

11. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation. 

12. The Promotion is not open to employees of IG or any IG group company or employees of any other company engaged in direct competition with IG or any IG group company. 

13. This Promotion does not run concurrently with any other promotion that is run by IG or IG Group. If more than one promotion may apply to, you will be deemed to be participating in the promotion for which you first qualify only.  

14. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of any interest over the Standard Rate payable under this Promotion (the “Promotional Interest”) or to prevent any attempted withdrawal of the Promotional Interest from your account. 

15. To the extent Promotional Interest has been paid to you and we suspect any of these Terms and Conditions have been breached or you have acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, you agree that we will be entitled to deduct an amount equivalent to the Promotional Interest from any IG trading account that you hold with us. 

16. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. IG may elect to extend or shorten the Promotion Period or the Boost Period in its sole discretion. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice. 

All trading involves risk. 

17. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct.  All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure. 

18. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software. 

19. Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties. 

20. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions. 

21. If any tax is payable on the Promotional Interest paid by us to you pursuant to the Terms and Conditions, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit your Promotional Interest to your account net of this tax. 

22. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at www.ig.com/uk/privacy. 

23. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the jurisdiction of the courts of England and Wales.