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Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 70% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.

Lloyds Bonus Shares Promotion 2026


Invest £50 or more and get between £25 to £500 in bonus shares

YOU CANNOT TAKE ADVANTAGE OF ANY CONCURRENT PROMOTIONS, INCENTIVES OR PROMOTIONAL CODES. YOU MUST APPLY THE PROMOTIONAL CODE “LLOYDSSHARES” AT THE POINT OF OPENING YOUR ACCOUNT. FAILURE TO APPLY THIS CODE AT ACCOUNT OPENING WILL RESULT IN YOU NOT BEING ELIGIBLE FOR THIS PROMOTION.

KEY DETAILS

Detail

Information

Reward

A randomly allocated bundle of Lloyds Banking Group plc shares worth £25–£500 (based on the probabilities in Clause 9, Table 2)

Maximum reward

£500 in shares

Qualifying Investment

Invest at least £50 during the Investment Period. Multiple investments can be made. Invested value under £50 will receive no reward. 

Promotional Period

11 September 2026 – 31 December 2026 – the period within which a Share Dealing Account must be opened.

Investment Period

30 days beginning on the date the relevant Share Dealing Account is activated.

Holding Period

From the date the Qualifying Investment requirement is met, for the remainder of that calendar month and the next two full calendar months. 

Promotional code

LLOYDSSHARES

Reward credited by

By the end of the calendar month following the end of the Holding Period, into your GIA, even if your Qualifying Investment is made in an ISA or SIPP

Eligible accounts

Share Dealing Accounts only — GIA, ISA or SIPP.

Eligibility

During the Promotional Period: 

a. be a new client with no previous account with us; 

b. and apply to open a Share Dealing Account (GIA, ISA, or SIPP), using the promotional code LLOYDSSHARES at the point of account opening.

2. Make a Qualifying Investment within the Investment Period. 

3. Maintain an Average Invested Value of at least £50 during the Holding Period.  

Eligible shares

A random allocation of Lloyds Banking Group plc shares (see clause 9, table 1).


Terms and conditions

1. These terms and conditions apply to the Lloyds Bonus Shares Promotion 2026 (“Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail. 

2. The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA ("we", "us", "IG" or "our"). 

3. The promotional period will start at 00.00 UK time on 11 September 2026 and end at 23.59 UK time on 31 December 2026 (“Promotional Period”). We may extend or shorten the Promotional Period at our sole discretion. 

4. Definitions 

In these Terms and Conditions: 

“Average Invested Value” means, in respect of the Holding Period, the sum of the daily closing value of Net Investments on the Promotion Account for each calendar day in the Holding Period, divided by the total number of calendar days in the Holding Period; 

“GIA” means a UK General Investment Share Dealing account with IG; 

“Holding Period” means the period starting on the date the Qualifying Investment requirement is met and continuing for the remainder of that calendar month and the next two (2) full calendar months; 

“IPO-related Instruments” means any security that IG designates as an IPO market, including shares acquired through IG's IPO allocation service during the IPO subscription, grey market or conditional dealing period. 

“Investment Period” means the period of 30 days beginning on the date on which the Promotion Account is activated; 

“ISA” means a UK Individual Savings Account with IG; 

“Net Investment” means the aggregate value of investment purchases on the Promotion Account during the relevant Investment Period or Holding Period, as applicable, less the aggregate value of any sales of investments from the Promotion Account during that same period (and for the avoidance of doubt, transfers of assets to IG from a third party shall NOT constitute a Net Investment for the purpose of this Promotion); 

“Qualifying Investment” means one or more investments made into a Share Dealing Account during the Investment Period which, individually or together, result in the Net Investment on that account being at least £50; 

“Promotion Account” has the meaning given to it in clause 5 and, for the avoidance of doubt, if more than one Share Dealing Account is opened the Promotion Account will be the one on which the Qualifying Investment requirement is first met; 

“Share Bonus” means the randomly allocated bundle of Lloyds Banking Group plc shares awarded to an eligible participant, with a value between £25 and £500 depending on the tier randomly allocated to that participant; 

“Share Dealing Account” means a GIA, ISA or SIPP; and 

“SIPP” means a Self-Invested Personal Pension with IG. 

5. You must satisfy all of the following conditions to participate in the Promotion: 

c. Be a UK resident and aged 18 years or older; 

d. Be a new client with no previous account of any kind held with IG; 

e. Apply to open a Share Dealing Account during the Promotional Period using the promotional code “LLOYDSSHARES” at the point of opening.  

f. Make a Qualifying Investment on that Share Dealing Account (your “Promotion Account”) during the Investment Period; and 

g. Maintain an Average Invested Value of at least £50 during the Holding Period. 

6. A reduction in the value of your investments in the Promotion Account below £50 at any point shall not disqualify you from receiving the Share Bonus under this Promotion, provided that: (a) you met the Qualifying Investment  requirement during the Investment Period; (b) your Average Invested Value during the Holding Period was at least £50; and (c) such reduction is attributable solely to movements in the market value of your investments and not to any withdrawal or sale of those investments by you. 

7. You may open more than one Share Dealing Account but must open a GIA in order to receive an allocation of shares under this Promotion. If you open more than one Share Dealing Account under this Promotion, your Promotion Account will be the first Share Dealing Account on which the Qualifying Investment requirement is met.  

8. Investments and trades made in IPO-related Instruments are excluded from this Promotion. Such investments will not count towards any qualifying threshold under this Promotion, including the minimum net investment.  

Share Bonus Allocation 

9. If you are eligible for the Promotion and satisfy the Promotion’s conditions, we will give you an allocation of shares up to a combined value of £500 from the company listed in Table 1 below (“Share Bonus”).  The value of the Share Bonus you receive will be randomly selected in accordance with the approximate value bands stated in Table 2 below; the approximate value bands have a weighted probability of being selected as indicated in the table. 

Table 1 


Company Name

Ticker (LSE)

Lloyds Banking Group Plc.

LLOY

Table 2

Approximate Value Band

Probability

£25 – £30

70%

£30.01 – £75

23%

£75.01 – £100

4%

£100.01 – £200

2%

£200.01 – £500

1%

Example: Promotional Period (11 September 2026 – 31 December 2026) Client opens a new Share Dealing Account on 14 September 2026 within the    Promotional Period using the code LLOYDSSHARES and the client’s  account is activated on 14 September 2026. 

Example: Investment Period (30 days from the date of activation of the Promotion Account) Client meets the Qualifying Investment requirement by making investments totalling £120 on 15 September 2026, which is within the Investment Period ending on 13 October 2026. The client is eligible to    participate in the Promotion, subject to satisfying the Holding Period requirement. 

Example: Holding Period (from the date the Qualifying Investment  requirement is met, for the remainder of that calendar month and the next two full calendar months) If the Qualifying Investment is met on 15 September 2026, the Holding Period runs from 15 September 2026 to 30 November 2026 — being the remainder of September plus the next two full calendar months, October and November. During the Holding Period, the Client sells £70 of shares but maintains an Average Invested Value of at least £50 until the end of the Holding Period (30 November 2026). The client is eligible for the Share Bonus.

As the value of shares goes up and down according to the market, and any combination of them may not equal the value band upper limit, the Share Bonus you receive may be slightly more or less than the value bands stated. You shall not be entitled to any cash adjustment in the event the allocation of shares results in you receiving less than the band value indicated above. Furthermore, you are only eligible for one Share Bonus, even if you open multiple Share Dealing Accounts of different types during the Promotional Period. 

10. The shares that you receive as part of the Share Bonus will be credited to your GIA. They will not be credited to any other category of Share Dealing Account even if your Qualifying Investment was not made into your GIA. We will do this by the end of the calendar month following the end of the Holding Period.

Example: Qualifying Investment The Qualifying Investment requirement is met on 15 September 2026. The client maintains an Average Invested Value of at least £50 during the Holding Period ending on 30 November 2026. The Share Bonus is credited to the client’s GIA by 31 December 2026.

11. In accordance with the Customer Agreement for your Share Dealing Account, you may be liable for fees and charges in respect of the shares you receive as part of the Share Bonus (for example, a foreign exchange fee). You can find our share dealing fees here: https://www.ig.com/uk/investments/share-dealing/costs-fees

12. You may not take advantage of concurrent promotions, incentives or promotional codes offered by IG or IG group, unless the terms and conditions for the relevant promotion specify otherwise. If you participate in multiple promotions simultaneously, you shall be deemed eligible only for the one you began to participate in first.

13. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG group company, any accounts opened thereunder will not qualify for the Promotion.

14. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such, not all applicants will be successful in their application for an account.

15. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation.

16. The Promotion is not open to employees of IG or IG group or employees of any other company engaged in direct competition with IG or any IG group company.

17. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including, but not limited to, in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Share Bonus.

18. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.

19. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.

20. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or your inability to trade as a result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.

21. Any dispute or situation not covered by these Terms and Conditions will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.

22. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.

23. If any tax is payable on the shares you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the shares to your account net of this tax.

24. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at www.ig.com/uk/privacy.

25. These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the exclusive jurisdiction of the courts of England and Wales.