A first for Singapore: earn 3% interest on your shareholdings
IG Markets is the first app in Singapore to pay 3% annual interest¹ on your shares and ETFs – on top of capital gains and dividends. Get guaranteed monthly interest payouts with just one trade a month, no lock-ins.
A first for Singapore: earn 3% interest on your shareholdings
IG Markets is the first app in Singapore to pay 3% annual interest¹ on your shares and ETFs – on top of capital gains and dividends. Get guaranteed monthly interest payouts with just one trade a month, no lock-ins.
Trade and invest with the world’s leading online trading provider1
Get an easy-to-use platform, expert trade ideas and friendly support as standard. Trade over 17,000+ markets with spread bets and CFDs, and US-listed options or invest in thousands of global shares and ETFs.
How we support your investing journey
What our clients value
“Earn while staying invested”
“I’ve held certain shares for years and experienced the ups and downs of the market. If I can earn interest while holding them, it gives me more confidence to stay invested long-term."
- Celeste
“Innovative”
The new 3% interest on shareholdings is a praiseworthy and innovative feature."
- Kenneth
“Easy to use, even for beginners"
“The user interface is by far the easiest to use. I’ve tried many different brokerages, but IG Markets offers the most user-friendly interface, especially for a beginner like me.”
- William
“A platform you can rely on”
“I feel comfortable investing on the platform. It’s straightforward and reliable.”
- Shi Qi
Your guide to earning interest on shares
Start with one trade a month
Make one trade a month on eligible shares and ETFs. Any shares you own will earn guaranteed 3% p.a., on $50,000 in shareholdings.
Cash balances and transfer-in shares are excluded.
Automatic interest — no extra steps
Interest is calculated daily at a fixed 3% p.a..
Holdings are valued daily at 20:00 SGT and automatically converted to SGD.
Steady returns, paid monthly
Interest is paid monthly in SGD, credited on the first working day of the following month, and reflected in your transaction history as "Cash Interest – [Month]".
What 3% interest means for your shareholdings
It's not just interest. It can supplement weekly groceries, date nights, or music lessons for the kids.
*Total holdings excluding cash. Maximum value of shares and ETFs eligible for interest is capped at your first S$50,000. One trade a month to be eligible.
Why invest with IG Markets?
Earn interest on your shares
A first for Singapore. Earn 3% p.a. on your shares and ETFs, up to the first S$50,000 in shareholdings1.
Access global markets
Invest in shares across US, UK, SG, HK and JP - from as low as S$1 (US fractional).
Zero fees
$0 commission, $0 platform fees. Keep more of what you earn.
Your safety, our priority
24/7 support
Get AI-powered support anytime - plus our team is available to assist you during Singapore market hours.
Your money, protected
Client funds are held in segregated trust accounts with local banks, kept separate from our operations.
50+ years of trust
Backed by LSE-listed IG Group with proven financial expertise and institutional-grade security. Operating in Singapore since 2006.
What can I invest in?
SG shares
Trade all SGD-denominated stocks, ETFs and REITs on SGX with zero commission.
US shares
Invest in thousands of US stocks from just S$1 with fractional shares. Own a piece of Apple, Tesla, Amazon and more.
UK Shares
Trade UK stocks and ETFs on the London Stock Exchange. Access individual British companies and a wide range of ETFs.
Other global markets
Access Hong Kong and Japan stocks and ETFs. Trade globally from one platform.
Secure setup with Singpass
Start your investing journey with us
- Popular
- Forex
- Shares
- Weekend markets
FAQs about Interest on Shares
Eligibility and Asset Criteria
Is there a cap on the value of assets eligible for interest?
Yes, the total value of eligible shares and ETFs is capped at S$50,000 per user per year. If your holdings exceed this, interest is calculated only on the capped value.
What counts as a qualifying transaction for eligibility?
A qualifying transaction is a buy or sell order of eligible shares or ETFs on our platform. A minimum of 1 transaction per calendar month is required to qualify.
Why are transfer-in shares not eligible?
Shares transferred from external accounts are excluded to encourage trading activity on our platform and align with the programme’s objectives.
Interest Calculation
How is the asset value converted to SGD?
The value of your eligible shares and ETFs is converted to SGD using a daily closing exchange rate from a partner provider, applied to the daily average value for interest calculations.
Will the interest rate change?
The 3% annual rate is offered at launch and may be adjusted later. Any changes will be communicated in advance. Please subscribe to our email notifications for updates.
Trading Requirements
How do I know if I’ve met the transaction requirement?
Your transaction count is updated in real-time in your app, showing progress toward the minimum 1 trade required for eligibility each month.
Do transactions in non-eligible assets count toward the requirement?
All shares and ETFs bought on IG Markets are eligible for the interest, except for transfer-ins.
Interest payouts
Are there taxes on the interest earned?
Interest payouts may be subject to tax, depending on your tax residency and Singapore regulations.
What happens if there’s an error in my interest payout?
If you believe there’s an error, contact customer support within 20 days of the payout at clients.sg@igmarkets.com. We’ll review your account and correct any discrepancies.
Program Terms
How long will the program run?
At present, this programme has no expiry date. We reserve the right to modify or discontinue the program, with prior notice to users as per the terms and conditions.
Are there any fees associated with the offer?
There are no fees for participating. IG Markets charges no commissions or platform fees.
What happens if I sell my eligible assets during the month?
Only assets held at the daily measurement time (20:00 SGT) contribute to the daily value. Selling assets reduces your balance for that day’s calculation, which may reduce your overall interest accrued over the course of the month.
Is there a lock-in period for the program?
No, there is no lock-in period. You can buy, sell, or withdraw your assets at any time without affecting your eligibility, provided you meet the monthly transaction requirement.
Does IG use client assets for stock lending or other income-generating activities?
No. IG does not lend or use client assets for income generation. This is an important part of our commitment to transparency and client trust. The returns we provide, including interest on shares, are fully funded by IG.
1 See IG Markets - Interest on Shares terms and conditions for more details.
