How does IG Bank make money?

We make our money primarily through our spreads, with other fees making up a small proportion of our revenue. We aim to build lasting relationships with our clients, and provide a range of tools to support their trading.

Call +41 (0) 22 888 10 42 to talk about opening a trading account. We’re here from Monday to Friday from 8am to 6pm.

Contact us: +41 (0) 22 888 10 42

Your money and assets are ring-fenced from creditors in the unlikely event that IG goes into liquidation. Client assets are protected under the Esisuisse Deposit Protection Scheme and according to the rules laid down in the articles 37h and following of the Swiss Banking Act.

Your money and assets (shares, for example) are never merged with IG Bank own money or assets. IG Bank doesn’t use your money or assets for business activities, including for hedging trades with other counterparties (or as margin for our own hedging trades).

We are a bank with a banking and security dealer´s licence. Authorised and regulated by the Swiss Financial Market Supervisory Authority (FINMA).

Where does IG Bank income come from?

The main way we earn money on our leveraged product – eg CFDs – is through the spreads that we wrap around the market price.

The costs of any given trade are factored into these two prices (known as the offer and the bid), so you will always buy slightly higher than the market price, and sell slightly below it.

If the Switzerland Blue Chip is trading at 8815.5 and has a one point spread, for example, it might have an offer price of 8816 and a bid price of 8815.

Sometimes you’ll also need to pay other fees when trading with us:

  • Share CFD commission
  • FX conversion
  • Overnight fees
  • Inactivity fees

You can find out all about these on our charges page.

Does IG Bank aim to profit from client losses?

No. Our business model is based on providing individuals with the opportunity to trade the world’s financial markets, in exchange for fair and proportionate transaction fees. It is a well-known fact that trading successfully is difficult, and most speculative traders tend to lose. However, we do not typically benefit from trading losses that an unsuccessful client may experience.

Mostly, our clients offset each other’s positions. For example if client A buys one lot of the DAX and client B sells one lot of the DAX, both sides of the trade are covered. This means IG is not exposed to the profit or loss of either client. Instead, we make our money via the spread (i.e. the transaction fee) that each client pays to trade.

Sometimes, a large majority of clients will trade in one direction. When this happens, we will protect our exposure to risk by hedging in the underlying market. For example, if client A and client B buy the DAX, we may buy actual DAX futures. This then covers the amount we will pay out if both clients are successful.

Resources to assist your trading

We’ve invested in plenty of resources to ensure we offer the right balance of educational tools and personal support for your trading.

You’ll have a dedicated account manager on hand during your initial time with us

Find answers to your general account queries in our on-site answers bank

Our friendly team is available from Monday to Friday 24 hours a day, Saturdays and Sundays from 10am until 6pm.

Buy and sell signals, live Reuters news and expert analysis

An interactive resource to help you develop your trading skills at your own pace

Read analysis written by our experts and find out about new trading opportunities

Trial strategies with nothing to lose on our free, permanent demo

Put an absolute cap on loss with our free-to-place guaranteed stops1

We consistently aim to get you the best possible result when executing orders on your behalf

Open an account now

Fast execution on a huge range of markets

Enjoy flexible access to more than 16,000 global markets, with reliable execution

Deal seamlessly, wherever you are

Trade on the move with our natively designed, award-winning trading app

Feel secure with a trusted provider

With 45 years of experience, we’re proud to offer a truly market-leading service

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We're clear about our charges, so you always know what fees you will incur.

Find out how we aim to achieve the best result for you for every trade.

Discover the tools we offer to help you manage your exposure.

1 You’ll pay a small premium if your guaranteed stop is triggered.