Boosted Terms and Conditions

Boosted Interest Rate - May 2025

These terms and conditions (“Terms and Conditions”) apply to the new boosted interest on cash balances incentive (“Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail.
The Promotion is organised by IG Trading and Investments Limited, authorised and regulated by the Financial Conduct Authority (register number 944492) and whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA (“we”, “us”, “IG” or “our”).
The promotion period will run as follows:
a) the period in which you must place a First Trade with IG, in either a GIA, ISA or SIPP, commences at 00:00 UK time on 8 May 2025 and concludes at 23:59 UK time on 31 May 2025
b) the period in which you may earn boosted interest on any cash balance held in a GIA, ISA or SIPP commences at 00:00 UK time on the day following the first day that you hold uninvested cash in your GIA, ISA or SIPP and concludes at 23:59 UK time on 31st August 2025,
(together the “Promotion Period”).
IG may elect to extend or shorten the Promotion Period at its sole discretion.
Definitions

In these Terms and Conditions:

“Assets Under Administration” or “AUA” means any and all assets under administration by IG on behalf of you, for which IG charges or has charged a fee for such administration;

“First Trade” means either: (i) the first trade placed by you in a GIA, ISA or SIPP, provided that no previous trade has been placed by you in any IG account type; or (ii) in respect of an ISA account that you transfer to IG from a third party and under which you hold at least one open position, the date upon which you submit the applicable transfer request to IG, provided again that you have not placed any previous trades in any IG account type;

“GIA” means a UK General Investment Share Dealing account with IG;

“ISA” means a UK Individual Savings Account with IG; and

“SIPP” means a Self-Invested Personal Pension with IG.
Clients will be eligible for this Promotion if they are entirely new clients for IG and: (i) they have never previously placed a First Trade in any IG account, and (ii) they place a First Trade in a GIA, ISA or SIPP during the part of the Promotion Period set out in clause 3.a.
If you are eligible for this Promotion in accordance with clause 5 you will earn boosted interest in any of the calendar months during the part of the Promotion Period set out in clause 3.b., if you have at least one of the following:

a. an open share position at any point during the month;

b. at least one buy or sell trade during the month, or

c. an active Smart Portfolio during the month.
If you have satisfied all of the eligibility criteria in clauses 5 and 6, you will earn and be paid interest in accordance with our standard interest terms set out here (the "Standard Interest Terms"), however during the Promotion Period we will boost the applicable rate of interest to 8.5%. After the Promotion Period, you will revert to earning interest in accordance with the Standard Interest Terms, and you will not earn or be entitled to receive any boosted interest in addition to the standard rate of interest specified in the Standard Interest Terms. For the avoidance of doubt, and in accordance with the Standard Interest Terms, the maximum eligible balance that you may earn interest in respect of (whether during the Promotional Period or outside of it), is £100,000 across all physical accounts (GIA, ISA, SIPP).

• Scenario 1 - If you hold £24,000 in cash in a GIA for the entirety of June 2025, you will earn boosted interest on the full amount, equivalent to £161.46.

• Scenario 2 – If you hold £132,000 in cash in a GIA for the entirety of June 2025, you will earn boosted interest on the first £100,000, equivalent to £672.75.
You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG group company, any accounts opened thereunder will not qualify for the Promotion.
All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.
If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation.
The Promotion is not open to employees of IG or any IG group company or employees of any other company engaged in direct competition with IG or any IG group company.
The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Promotional Interest or to prevent any attempted withdrawal of the Promotional Interest from your account.
To the extent Promotional Interest has been paid to you and we suspect any of these Terms and Conditions have been breached or you have acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, you agree that we will be entitled to deduct an amount equivalent to the Promotional Interest from any IG trading account that you hold with us.
We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.
All trading involves risk.

We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or willful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.
We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.
Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.
If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.
If any tax is payable on the Promotional Interest paid by us to you pursuant to the Terms and Conditions, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit your Promotional Interest to your account net of this tax.
For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at www.ig.com/uk/privacy.
These Terms and Conditions will be governed by and construed in accordance with English law and will be subject to the jurisdiction of the courts of England and Wales.

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Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 71% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work and whether you can afford to take the high risk of losing your money. 

Professional clients trading spread bets and CFDs can lose more than they deposit.

Options and futures are complex instruments which come with a high risk of losing money rapidly due to leverage. They’re not suitable for most investors. Before you invest, you should consider whether you understand how options and futures work, the risks of trading these instruments and whether you can afford to lose more than your original investment.

Trading stocks and shares ‘on margin’ within a US options and futures account – meaning that you only finance part of the cost of acquiring a position in a security – carries additional risks over buying securities on a fully funded basis and may result in losses exceeding your original investment. Trading on margin will also result in additional costs to you as the investor and any securities purchased using margin may be held as collateral by the lender, restricting both your rights as shareholder, and your ability to use the securities until the margin trade is closed. You should familiarise yourself with these risks before trading on margin.

The value of shares, ETFs and other ETPs bought through a share dealing account, a US options and futures account, a stocks and shares ISA or a SIPP can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Some ETPs carry additional risks depending on how they’re structured, investors should ensure they familiarise themselves with the differences before investing.

Share dealing and IG Smart Portfolio accounts provided by IG Trading and Investments Ltd, CFD accounts and US options and futures accounts are provided by IG Markets Ltd, spread betting provided by IG Index Ltd.   

IG is a trading name of IG Trading and Investments Ltd (a company registered in England and Wales under number 11628764), IG Markets Ltd (a company registered in England and Wales under number 04008957) and IG Index Ltd (a company registered in England and Wales under number 01190902). Registered address at Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA. IG Markets Ltd (Register number 195355), IG Trading and Investments Ltd (Register Number 944492) and IG Index Ltd (Register number 114059) are authorised and regulated by the Financial Conduct Authority.   