Collateral service

Make the most of your shareholdings – use up to 95% of their value as margin to cover your spread bets and CFD trades.1

Your capital is at risk

The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

Why set up collateral on your account?

  • Free up funds in your share portfolio to open short term trades

  • Use up to 95% of the value of your stock portfolio as collateral

How does it work?

You'll need an IG share dealing account and at least one margined IG account, either spread betting or CFDs.

You can then link one of your margined accounts to your share dealing account:

  • Log in to My IG
  • 'Live accounts'
  • 'Set up collateral'

Once linked, you can use a percentage of the value of your share portfolio as collateral to cover the margin on your spread bets or CFDs. How much depends on the make-up of your portfolio.

Importantly, you can only use your shareholdings to cover the margin on your spread bets or CFDs. Any running losses will need to be covered by the available cash in your margined account.

Could I lose my shares?

We do all we can to make sure you have the opportunity to cover any realised spread betting or CFD losses with cash.

If you do not deposit additional funds to cover a losing spread bet or CFD trade, we will follow our normal process of closing the trade and informing you that your account is in debit.

We will only take control of your shares if your account remains in debit after we have gone through our normal fund transfer request process.

Please ensure you have enough cash in your spread betting or CFD account, or transferable cash, to cover any losses you may incur.

Got a question? Call us on 0800 028 8550 or 0207 663 0330.

Collateral value

Generally you can use 75% - 95% of the value of your shareholdings as collateral, depending on the liquidity of the shares.

See our shares list for the collateral values associated with each share.

What is collateral?

With our collateral service you can use up to 95% of the value of the shares in your share dealing account, instead of cash, to cover margin requirements on your spread bets or CFDs.

Your shareholdings remain intact and retain their full value, you simply use a percentage of their worth as collateral to fund shorter-term trades.

Please note that our collateral service is not available on limited-risk accounts. 

Top FAQs

Is collateral available on limited-risk accounts?

No. Limited-risk accounts are designed to ensure you never lose more than the initial cash deposit required to open your trades. Our collateral service enables you to open leveraged positions with deposit requirements that exceed the available funds on your spread betting or CFD account, so it’s not in keeping with the principles of limited risk.

Can I transfer existing shareholdings to IG?

Yes. If you have an IG share dealing account, you can transfer existing shareholdings to your IG account for free.2 You can open an IG share dealing account for free or log in to My IG to add it to your existing IG account.

Does collateral cover running losses?

No. Collateral can only be used on your CFD or spread betting account to cover deposit requirements for open positions. Collateral cannot be used to cover running losses, so you will need to ensure that there are sufficient funds in your account to cover any such losses to avoid bringing your account into margin call.

Can I use my stocks and shares ISA as collateral for CFDs or spread bets?

No. At this time our collateral service is limited to the shares you hold in your share dealing account.

Is the ‘collateral value available’ figure real-time?

Yes, the 'collateral available' will be real-time. This means the value of the assets in your share dealing account that will be available to you, the ‘collateral available’, will fluctuate according to the price movement(s) of the stock(s) held in your share dealing account.

Is collateral available on corporate accounts?

Yes, we do offer collateral for corporate accounts.

Can I move cash or stock on the share dealing account?

If you hold cash in your share dealing account and it is being used to maintain open positions on your margin trading account, you will not be able to withdraw these funds until this cash is no longer being utilised as collateral.

Open your account

It's free to open an account, normally takes less than five minutes, and there's no obligation to fund or trade.

1 When using IG’s collateral service your share portfolio is at risk. We reserve the right to liquidate any stock held on your share dealing account to offset any debit balance incurred on any of your other IG accounts.

2 Physical share dematerialisation fee is £50 + VAT per certificate. This fee is levied to us by our broker, and passed on to you.