Terms & Conditions

1. These terms and conditions (“Rules”) apply to this Refer a Friend promotion which is effective from 14 July 2025 (the “Promotion”). By participating in the Promotion, you agree to be bound by these Rules. This Promotion replaces all previous refer a friend promotions.
2. To qualify for the Promotion, the person making the referral (“you”) must: a. have held an active account (other than an IG Smart Portfolio account) with IG Markets Limited, IG Index Limited or IG Trading and Investments Limited, each of whose registered address is Cannon Bridge House, 25 Dowgate Hill, London EC4R 2YA (“we”, “us”, “IG” or “our”) for at least 3 months; b. be a direct retail client of IG; and c. be an individual and resident in the UK.
3. This Promotion applies only to IG’s share dealing and investing products and does not include IG Smart Portfolios. If you have any other introduction or introduction-type arrangement with IG or any IG group company, any referrals thereunder will not qualify for this Promotion.
4. You must have an existing business or personal relationship with the person you would like to refer (your “Friend”). Your Friend must be:a. an individual who is 18 years or older and resident in the UK; and b. a new client to IG (not having previously held an account with IG or any othe r IG group company).
5. To participate in the Promotion, you must share the unique URL provided to you as part of this Promotion with Friends who may be interested in IG’s share dealing, stocks and shares ISA or SIPP products. While you may refer multiple Friends, the number of rewards you can earn under this Promotion is capped at a maximum of five Friends who qualify as Active Referrals under Clause 6.
6. To qualify as an “Active Referral” your Friend must: a. open an IG share dealing, stocks and shares ISA or SIPP account via your unique referral link (an “Account”) within 3 months of being referred; and b. deposit at least £50 and place 1 trade on the Account within 1 month of it being opened.
7. All accounts are subject to our standard account opening criteria and jurisdictional restrictions. Not all applicants will be successful.
8. Within 60 days of your Friend becoming an Active Referral, you will receive a reward in the amount of £100 credited to your default IG trading or investment account and your Friend will receive a £50 reward credited to their Account (each a “Refer a Friend Reward”).
9. If any restrictions apply to your or your Friend’s account, the referral will not qualify as an Active Referral until the restrictions have been lifted. If your or your Friend’s account is closed for any reason the referral will not qualify for this Promotion.
10. You cannot refer yourself via a joint account or refer a member of your household. You also cannot refer a Friend if you hold a power of attorney over their Account.
11. An individual may only be referred once. If an individual has already been referred to an IG group company, they cannot be referred again.
12. Employees of IG or any IG group company as well as employees of companies in direct competition with IG are not eligible for this Promotion.
13. IG reserves the right to remove or substitute a Refer a Friend Reward at its sole discretion and without prior notice.
14. If IG determines that the Promotion has been abused, we reserve the right to investigate and withdraw the Promotion. Referral links must not be shared publicly to gain an unintended advantage. Any breach of these Rules or our Customer Agreement may result in the withholding or cancellation of the Refer a Friend Rewards.
15. If a Refer a Friend Reward has been paid and we later determine that a participant obtained it fraudulently or unfairly, we may deduct an equivalent amount from any IG trading account you or your Friend hold.
16. IG is the sole arbiter of the Promotion, these Rules and any other issues arising under this Promotion and our decision is final. IG may alter, amend or terminate the Promotion at any time without prior notice.
17. The Refer a Friend Rewards cannot be combined with any other IG reward promotions. The number of Active Referrals per household, IP address or device is limited to five across both this and previous promotions.
18. IG will not be held liable for any losses incurred by you or your Friend as a result of your (or their) trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs bought through a share dealing account, a stocks and shares ISA or a SIPP can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.
19. We will not be held liable for your, or your Friend’s, inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the Internet, IG’s trading platform, or your or your Friend’s own computing system. You and your Friend accept all risks associated with trading over the internet, mobile applications, and downloadable software.
20. Any dispute or situation not covered by these Rules, will be resolved at IG’s discretion and that decision will be final and binding on all parties.g.
21. If at any time all or any part of any provision of these Rules are or become illegal, invalid or unenforceable the remainder of that provision or all other provisions of these Rules will remain in effect..
22. Any tax liability arising from a Refer a Friend Reward is your or your Friend’s responsibility. If IG is required to withhold tax and settle with the relevant tax authority on your or your Friend’s behalf, then we shall credit the Refer a Friend Reward to the relevant account net of this tax.
23. These Rules are governed by and construed in accordance with English law and subject to the jurisdiction of the courts of England and Wales.