February – March 2026
6% AER variable Cashback Promotion 

6% AER variable cashback on investments for a period of  6 months. Capped at investment size of €2,000 per month.

1. These Terms and Conditions apply to the February – March 2026 6% AER variable Cashback Promotion (“Promotion”). By participating in the Promotion, you agree to be bound by these Terms and Conditions as well as the Customer Agreement for your IG account. If any provision of these Terms and Conditions conflicts with any provision of the Customer Agreement, the Customer Agreement shall prevail.

2. The Promotion is organised by IG Europe GmbH, authorised and regulated by the Bundesanstalt für Finanzdienstleistungsaufsicht and Deutsche Bundesbank (register number 148759) and whose registered address is Westhafenplatz 1, 60327 Frankfurt, Germany.

3. The promotional will start at 00:00 Ireland time on 1^st February 2026 and end at 23:59pm on 31^st March 2026 (“Promotional Period”). We may extend or shorten the Promotional Period at our sole discretion.

4. Definitions

In these Terms and Conditions:

“First Trade” means the first trade placed by you in your Irish IG share dealing account provided that no previous trade has been placed by you in an IG account of that type;

5. You must satisfy all of the following conditions to participate in the Promotion:

A. Be an Irish resident and aged 18 years or older.

B. Make a First Trade between 00:00 1^st February 2026 and 23:59 on 31^st March 2026 (inclusive). You must never have held an share dealing account with IG at any time before 00:00 on 1^st February 2026. However, you may have previously held or continue to hold with IG a spread betting account or a CFD account.

C. Make a First Trade with a value of at least €50 between 00:00 Ireland time on 1^st February 2026 and end at 23:59pm on 31^st March 2026.

D. You must maintain an active investment portfolio in your Share Dealing Account with a minimum value of €50 for the duration of each calendar month to be eligible for the Promotion. If the value of your investment portfolio decreases entirely due to market fluctuations, you will still be eligible for the Promotion.

6. You will be eligible for this Promotion for a duration of 6 months from the date of your First Trade (inclusive) (“Reward Period”), i.e., for First Trades made in February 2026, you will be eligible until July 2026 and for First Trades made in March 2026, you will be eligible until August 2026. If you fail to maintain an active investment portfolio for the duration of a calendar month, you will no longer be eligible for the Promotion, even if you become active again the following month.

7. If you are eligible for the Promotion and satisfy the Promotion’s conditions in clause 5, you will receive a cash award equal to 6% AER variable of the daily average invested value of your Share Dealing Account. The cash award will be calculated and accrued separately for each calendar month for the Reward Period. In the calendar month in which the First Trade Date occurs, the award will be calculated from the First Trade date until the final day of that calendar month. In each subsequent calendar month, the award will accrue from the first day of the month to the final day of that month. For example, if your First Trade Date is 16 February 2026, the award will accrue from 16 February 2026 to 28 February 2026, and then from 1 March 2026 to 31 March 2026, and continue on a monthly basis for the Reward Period. The maximum invested value eligible for accrual is capped at €2,000 per calendar month.

8. The cashback that you receive will be credited to your share dealing account. We will do this by the final day of the following month, i.e., for investments made in February 2026, your cashback will be credited to your GIA by 31^st March 2026.

Example Scenario:

Month 1: Client invested €500 on shares, monthly cashback on €500 would be €2.50.

Month 2: Client invested an additional €500 on shares, the total investment in his account is €1,000, monthly cashback would be €5.00.

Month 3: Client invested an additional €100 on shares and sold €200 of shares. The total investment is €900 (€1000+€100-€200), monthly cashback would be €4.50.

Month 4: Client sold another €200. The total investment is €700 (€900-€200), monthly cashback would be €3.50.

Month 5: Client maintain the total investment is €700, monthly cashback would be €3.50.

Month 6: Client maintain the total investment is €700, monthly cashback would be €3.50.

Total cashback for this client: €22.50

9. You may not take advantage of concurrent promotions offered by IG or IG Group unless the relevant terms and conditions specify you can. If you participate in multiple promotions, you shall be deemed eligible only for the one you began to participate in first.

10. You must be a direct client of IG. If you have any third-party introduction or introduction-type arrangement with IG or any IG Group, any accounts opened thereunder will not qualify for the Promotion.

11. All accounts are subject to our standard account opening criteria and accounts are available subject to certain jurisdictional restrictions, and as such not all applicants will be successful in their application for an account.

12. If any restrictions apply to your account, your account may not be eligible for the Promotion until the restrictions have been lifted. Any restrictions that apply to a new account will be detailed in the email to the account holder upon account activation.

13. The Promotion is not open to employees of IG or IG Group or employees of any other company engaged in direct competition with IG or any IG Group.

14. The Promotion and any obligations of IG pursuant to it will be revoked or withdrawn from participants who abuse the spirit or intention of it. We reserve the right to cancel or withdraw the Promotion at any time for any reason, including, but not limited to, in case of any suspected abuse of the Promotion. Further, where any of these Terms and Conditions are breached, if we believe that any of the terms of your Customer Agreement with us have been breached in any way, you no longer have an account with IG or there is any reason to suspect a participant has acted fraudulently or obtained an unfair or unintended advantage pursuant to this Promotion, we reserve the right to stop, withhold or cancel payment of the Promotional Interest or to prevent any attempted withdrawal of the Promotional Interest from your account.

15. We are the sole arbiter of the Promotion, these Terms and Conditions and any other issues arising under this Promotion. Exceptions to these Terms and Conditions are at the sole discretion of IG’s management, and our decision is final. We reserve the right to alter, amend or terminate the Promotion or any aspect of it (including the Terms and Conditions) at any time and without prior notice.

16. We will not be held liable for any losses incurred by you as a result of your trading or in relation to this Promotion except where such loss is a result of our negligence or wilful misconduct. All trading involves risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in. Past performance is no guarantee of future results. Please ensure you fully understand the risks and take care to manage your exposure.

17. We will not be held liable for your inability to satisfy the eligibility requirements of the Promotion or ability to trade as the result of any technical malfunction of the internet, IG’s trading platform, or your own computing system. You accept all risks associated with trading over the internet, mobile applications, and downloadable software.

18. Any dispute or situation not covered by these Terms and Conditions, will be resolved by IG’s management in a manner it deems to be fairest to all concerned and that decision will be final and binding on all parties.

19. If at any time all or any part of any provision of these Terms and Conditions are or become illegal, invalid or unenforceable in any respect under the law of any jurisdiction, such provision(s) will not affect or impair the legality, validity or enforceability in that jurisdiction of the remainder of that provision or all other provisions of these Terms and Conditions or the legality, validity or enforceability under the law of any other jurisdiction of that provision or all other provisions of these Terms and Conditions.

20. If any tax is payable on the shares you receive under this Promotion, this tax will be your liability and will not be incurred by us. If the law requires us to withhold this tax and settle with the relevant tax authority on your behalf, then we shall credit the shares to your account net of this tax.

21. For more information on how IG may use your data, see our Privacy Notice and Access Policy and privacy website at https://www.ig.com/ie/privacy.

22. These Terms and Conditions will be governed by and construed in accordance with German law and will be subject to the jurisdiction of the courts of Germany.