Professional trading

Professional clients receive fewer investor protections but benefit from superior account features, greater flexibility and cash rebates on selected markets.

For professionals only. Losses can exceed deposits. Negative balance protection is not available for professional accounts.1

Lower margin rates

Qualify for a professional account, and your margin rates will decrease on many markets.

retail trading rates Leverage equivalent minimum professional trading rates Leverage equivalent
Major FX 3.33% 1:30 0.45% 1:222
Major indices 5% 1:20 0.45% 1:222
Gold 5% 1:20 0.63% 1:158
Other commodities 10% 1:10 1.35% 1:74
Cryptocurrencies 50% 1:2 4.5% 1:22
Shares 20% 1:5 4.5% 1:22

How much margin will you pay as an IG professional client?

If you place a EUR/USD trade at £5/point, at a price of 12320:

Your retail margin requirement would be £2051.28.

With a professional account, it would be £277.20.

Other pro features

Professional traders also gain access to a range of choices not available to retail clients.

  • Cash rebates

    If you trade in high volumes, you may be eligible to receive a rebate on your spread each month.

    Learn more

  • More products

    You’ll still be able to trade option CFDs, and restricted products such as digital 100s.

    Learn more

  • Collateral service

    Use up to 95% of the value of your shareholdings as margin for spread bets and CFDs.

    Learn more

What should you be aware of?

You will forgo some protections afforded to retail clients.

  • Higher leverage

    Pro accounts are not subject to leverage caps, which ESMA believes could lead to poor outcomes.

  • No negative balance protection

    Losses can exceed deposits on a professional account.1

  • Assumed experience

    We expect pro traders to have a certain level of knowledge and understanding.

Explore the IG professional account

Discover the options available to certain traders, and how you can find out if you are eligible.

Am I eligible to be an IG professional client?

If you answer ‘yes’ to two or more of the following, you could be eligible to be classified as a professional trader.

  • Has your trading averaged 10 significantly sized leverage transactions per quarter over the last 4 quarters?
  • Do you have a financial instrument portfolio, including cash deposits, exceeding €500,000?
  • Have you worked in the financial sector in a professional position, requiring knowledge of derivatives trading, for at least a year?

What if I’m not eligible?

The benefits of choosing IG

Founded in 1974 as the first company of our kind, we’ve been at the forefront of our industry ever since. More traders trust us with their money than anyone else, making us the world’s No.1 choice for spread betting and CFD trading.2

Protected funds

Rest assured that when you trade with us, your funds are safeguarded in a range of ways.

Find out more

Intuitive platforms

Find the perfect vehicle for your trading from our range of platforms and apps.

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Greater opportunity

Choose from over 16,000 markets, with many available for out-of-hours dealing.

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Friendly, expert support

Get help 24 hours a day, from 8am Saturday to 10pm Friday.

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Effective risk management

Use our range of stop and limit orders to help protect your interests.

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Timely news and analysis

Inform your decisions with in-platform market insight.

Find out more

Not eligible?

You can still trade over 16,000 markets on our award-winning platform with a retail account, with the added bonus of negative balance protection.

IG professional client FAQs

What if I’m not eligible to become a professional trader?

Not a problem – you can trade as a retail client with us. You’ll have access to the same powerful platforms and great customer service we offer our professional clients. What’s more, you’ll automatically get negative balance protection on your account.

What’s the difference between an IG trading account and an IG professional account?

With an IG trading account, you’ll need to hold more margin to cover your positions than an IG professional client would. Your account will also have negative balance protection, meaning that the balance on your account can’t go below zero. 

What protections do IG professional clients not get?

There are a few protections afforded to retail clients that professional clients don’t receive.

  • Negative balance protections don’t apply to professional clients, who have an obligation to make additional payments if their account falls into a negative balance.
  • We need to use clear language when talking to retail clients, but we can use more sophisticated language when talking to our professional clients.
  • We may assume a level of knowledge and experience when assessing whether our products are appropriate for professional clients.
  • We owe our clients a duty of best execution when executing orders. For retail clients we must prioritise overall prices and cost of a transaction in doing this. For professional clients we may prioritise other factors such as speed and likelihood of execution, if we determine they are equally or more important than overall price. In practice, it won’t change the way we execute your orders

What if I already have an IG trading account?

If you’d like, you can request that your account be reclassified as ‘professional’, by following the prompts in My IG. To check whether you could be eligible, see if you can answer ‘yes’ to at least two of these three questions.

Why is spread betting and CFD leverage being restricted?

The European Securities and Markets Authority (ESMA) imposed a range of leverage restrictions aimed at retail traders in early 2018, to try to increase conduct standards across the industry and improve outcomes for investors.

What is included in my ‘financial instrument portfolio’?

A ‘financial instrument portfolio’ includes:

  • Cash
  • Stock portfolios
  • Stocks and shares ISAs
  • Trading accounts
  • Mutual funds
  • SIPPs (excluding non-financial instruments)

It does not include:

  • Company pensions
  • Non-tradeable assets
  • Property

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1 As an IG professional client, you’ll be responsible for ensuring that your account doesn’t fall into a negative balance. If it does, you’ll need to make additional payments to bring your balance back above zero.

2 Based on revenue excluding FX (published financial statements, February 2018).

Help and support

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Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money. Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage.