The value of investments can fall as well as rise, and you may get back less than you invested. Past performance is no guarantee of future results.

Stakeholder pension definition

A stakeholder pension is a type of defined benefit pension scheme that works in a similar way to a personal pension plan. They are designed to be accessible by all and the UK government has set strict minimum standards for such schemes, including low charges, charge-free transfers, low minimum contributions and the ability for flexible contributions.

Stakeholder pension definition

A stakeholder pension is a type of defined benefit pension scheme that works in a similar way to a personal pension plan. They are designed to be accessible by all, and the UK government has set strict minimum standards for such schemes, including low charges, charge-free transfers, low minimum contributions, and the ability for flexible contributions.

Some employers will offer stakeholder pension schemes, but individuals can also set one up with pension providers. This means that they are available to the self-employed or those not working. Other people can contribute to your stakeholder pension. For example, a spouse or partner could contribute , or one could be set up for a child, allowing contributions to start building up from an early age. 

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