Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 77% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.

Collateral service

Professional traders can use up to 95% of the value of their shareholdings as margin to cover spread bets and CFD trades – while forgoing some of the protections afforded to retail clients.1

Your capital is at risk. The value of shares, ETFs and ETCs can fall as well as rise, which could mean getting back less than you originally put in.

Why set up collateral on your account?

  • Free up funds in your share portfolio to open short term trades

  • Use up to 95% of the value of your stock portfolio as collateral

How does it work?

You'll need an IG share dealing account and at least one margined IG account, either spread betting or CFDs.

You can then link one of your margined accounts to your share dealing account:

  • Log in to My IG
  • 'Live accounts'
  • 'Set up collateral'

Once linked, you can use a percentage of the value of your share portfolio as collateral to cover the margin on your spread bets or CFDs. How much depends on the make-up of your portfolio.

Importantly, you can only use your shareholdings to cover the margin on your spread bets or CFDs. Any running losses will need to be covered by the available cash in your margined account.

Could I lose my shares?

We do all we can to make sure you have the opportunity to cover any realised spread betting or CFD losses with cash.

If you do not deposit additional funds to cover a losing spread bet or CFD trade, we will follow our normal process of closing the trade and informing you that your account is in debit. Note that, while negative balance protection is regulatory requirement for retail traders, professional clients do not have negative balance protection on CFD and spread betting accounts.

We will only take control of your shares if your account remains in debit after we have gone through our normal fund transfer request process.

Please ensure you have enough cash in your spread betting or CFD account, or transferable cash, to cover any losses you may incur.

Got a question? Call us on 0800 028 8550 or 0207 663 0330.

CFDs and spread bets are derivative products that enable you to trade on the rise and fall of markets. Leveraged products provide greater exposure to the market for a fraction of the cost of the full trade, which can magnify your profits and losses.

Collateral value

Generally you can use 75% - 95% of the value of your shareholdings as collateral, depending on the liquidity of the shares.

See our shares list for the collateral values associated with each share.

What is collateral?

With our collateral service you can use up to 95% of the value of the shares in your share dealing account, instead of cash, to cover margin requirements on your spread bets or CFDs.

Your shareholdings remain intact and retain their full value, you simply use a percentage of their worth as collateral to fund shorter-term trades.

Please note that our collateral service is not available on non-professional IG trading accounts.

Top FAQs

Is collateral available on non-professional IG trading accounts?

No. Non-professional IG trading accounts are designed to ensure you never lose more than the initial cash deposit required to open your trades. Our collateral service enables you to open leveraged positions with deposit requirements that exceed the available funds on your spread betting or CFD account.

Can I transfer existing shareholdings to IG?

Yes. If you have an IG share dealing account, transfer your existing shareholdings to IG, with no charges for electronic shares.2 You can open an IG share dealing account for free or log in to My IG to add it to your existing IG account.

Does collateral cover running losses?

No. Collateral can only be used on your CFD or spread betting account to cover deposit requirements for open positions. Collateral cannot be used to cover running losses, so you will need to ensure that there are sufficient funds in your account to cover any such losses to avoid bringing your account into margin call.

Can I use my stocks and shares ISA as collateral for CFDs or spread bets?

No. At this time our collateral service is limited to the shares you hold in your share dealing account.

Is the ‘collateral value available’ figure real-time?

Yes, the 'collateral available' will be real-time. This means the value of the assets in your share dealing account that will be available to you, the ‘collateral available’, will fluctuate according to the price movement(s) of the stock(s) held in your share dealing account.

Is collateral available on corporate accounts?

Yes, we do offer collateral for corporate accounts.

Can I move cash or stock on the share dealing account?

If you hold cash in your share dealing account and it is being used to maintain open positions on your margin trading account, you will not be able to withdraw these funds until this cash is no longer being utilised as collateral.

Open your account

It's free to open an account, normally takes less than five minutes, and there's no obligation to fund or trade.

1 When using IG’s collateral service your share portfolio is at risk. We reserve the right to liquidate any stock held on your share dealing account to offset any debit balance incurred on any of your other IG accounts.

2 Physical share dematerialisation fee is £100 (inclusive of VAT) per certificate. Electronic shares are transferred free of charge. IG SIPPs are administered by James Hay, who charge a £205 annual fee and may charge for transferring investments not currently held in a SIPP. You may be out of the market for a period while your transfer takes place.