Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.
Spread bets and CFDs are complex instruments and come with a high risk of losing money rapidly due to leverage. 76% of retail investor accounts lose money when trading spread bets and CFDs with this provider. You should consider whether you understand how spread bets and CFDs work, and whether you can afford to take the high risk of losing your money.

How do I deposit funds and start investing in my Smart Portfolio?

After opening your IG Smart Portfolio, completing the risk questionnaire and selecting your portfolio, any funds deposited into the portfolio will automatically be invested as soon as possible. The minimum initial deposit must be above £500 before we automatically invest any money deposited between 8.30am and 4.30pm (UK time). Once your balance is above £500, a minimum deposit of £50 by bank transfer and £250 by card will apply.

You can add funds to your account by debit card or bank transfer. If the market is open, funds are usually invested the same day. However, settlements can take two to three business days.

Depositing on desktop:

1. Open your Smart Portfolio platform in My IG under the ‘dashboard’ tab

2. Select the ‘deposit funds’ button to the right

Depositing on the mobile app

To fund your IG Smart Portfolio on the mobile app, select ‘account’ at the bottom right of the app and click ‘add funds’.

Setting up standing orders

If you’d like to make regular contributions to your portfolio, you can set up a standing order from your bank for just £50 per month, which will be credited within three working days. Please use your name and IG account number as the reference.

IG Markets Limited
Lloyds Bank
39 Threadneedle Street
London EC2R 8AU
BIC (if needed): LOYDGB21013

For deposits in GBP
Account number: 02360254
IBAN: GB98LOYD30000902360254
Sort code: 30-00-09


Please note:

  • You can only invest in an IG Smart Portfolio with the pound (GBP). If you deposit in a non-GBP currency, we’ll automatically convert it into pounds at the prevailing spot rate, plus our forex conversion charge of 0.5%
  • We don’t accept credit cards for deposits into your IG Smart Portfolio account as we deem them an unsuitable funding method for this long-term investment solution
  • All payments are subject to security checks and must originate from a source held in your name. When returning funds, we usually use the same method and the same account we received it from

You can add funds to your account quickly and easily by debit card, PayPal, or by bank transfer. Simply log in to your Smart Portfolio account, click the ‘add funds’ button next to the relevant portfolio and follow the instructions.

If you’d like to make regular contributions to your portfolio, you can set up a standing order from just £50 per month.

Please note, we do not accept deposits made by credit card.

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